Car Cash Point

APR: 230.7% Representative
Loan amount: £500 - £100,000
Repayment duration: 0 - 60 Months
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Car Cash Point customer reviews

4.7 out of 5 from 754 reviews

Our review of Car Cash Point

Our review by Alex
Written by: Alex
Consumer sentiment


Car Cash Point focus on price, and at time of writing this review offer their customers the cheapest deal on the market. However, their advertised representative APR is actually towards the more expensive end of our table and more than double the cheapest option, so it’s worth taking their claims with a pinch of salt. The Switch & Save service is a nice touch that sets them apart from their competitors, and the £100 cash back bonus could come in handy, or go towards paying off your loan early – as there is no fee for early repayment it’s worth taking advantage if you can.  

You will need to live in England or Wales to take out a logbook loan with Car Cash Point, however you can use vehicles such as vans, motorbikes and cars as security against your loan. Repayments can be made either weekly or monthly depending on what is more convenient to the customer and if successful the loan can be paid out within one hour. As with other logbook lenders, do make sure that you can make your monthly or weekly repayments, otherwise you run the risk of losing your car and damaging your credit file, affecting your financial decisions in the future.

Searching the web for reviews is pleasantly surprising as they have received an ‘excellent’ rating from TrustPilot. There is an overwhelming majority of positive sentiment towards Car Cash Point, in particular their helpful customer service, easy process and speed of pay-out.

Overall verdict: if you decide to go down the route of a Logbook loan using Car Cash Point’s best price guarantee you should be able to secure a competitive rate. The added benefit of the cashback and the speediness of their service are all attractive qualities worth considering. Just be positive you can afford the repayments before you apply as the ownership of your vehicle will be at risk if not.


  • No setup or early repayment fees
  • Completed loans paid out in an hour
  • Weekly or monthly repayment dates
  • Will accept vehicles on finance
  • You can switch from another logbook lender
  • Accept customers with poor credit history

Minimum criteria

  • You must be aged over 18
  • You need to live in England or Wales
  • You will need to be located near a branch
  • The applicant’s name must be on the V5


  • Maximum APR 230.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

About Car Cash Point

Car Cash Point offer logbook loans, secured against a vehicle, between £500 and £50,000. The representative APR is 230.7% and repayments can be made either monthly or weekly. To take a loan with Car Cash Point you will need to complete an application online or over the phone for a quotation, then you will need to either speak to one of their representatives in store, or at your home to complete the loan via fast money transfer to your account. In return you will need to provide them with documentation, such as your V5 document, which acts as security against the loan.

You can also choose the option to take part in Car Cash Point’s Switch & Save service. This involves you moving your logbook loan to them from another lender – for this you can receive 10% off your loan and a £100 cash back bonus. Car Cash Point also offer a best rate guarantee that if you find a lower price on another website they will guarantee to beat it by 10%. If you are able to settle the outstanding loan amount then you can do so at any time without incurring a fee.

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