1707 reviews

939.5% Representative

Will lend between: £200 - £1,500

Over: 2 - 6 Months

Representative example: Representative Example: If you borrow £400 for 4 months. Total: £597.48. Interest £197.48. Interest rate 255.5% pa (fixed). Repay £149.37 for 4 payments. Representative 939.5% APR.

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Check Eligibility customer reviews.

1707 reviews

4.8 out of 5 stars

Decent Service
09:31 27-07-2017
ImageChoose Wisely

very easy process, all online, no problems or issues highly recommended if in need of short term cash

Nick W

Great Service
16:42 24-07-2017
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Would reccomend this service to anyone


trustworthy lender.
20:15 19-04-2017
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They do what they say they will. Easy to communicate with and listen to what you say. thank you MoneyBoat.

Keep Private

best service ever. quick and friendly
18:19 22-03-2017
ImageChoose Wisely

Realy amazing customer service!! I was short a bit this month and they were happy to help,! Thank you so much!! I wish i found them first!


Our review of

Based in London and part of Evergreen Finance London Limited, are a transparent and flexible provider of high-cost short-term loans. offer one of the cheaper high-cost short-term loans at an interest rate of 0.7% a day rather than the more common 0.8% (which is the price cap set by the FCA). don't charge any fees for arranging the loan or repaying it early, however, there are charges for missed payments – this is a flat fee along with any daily interest that is accrued. are very transparent about these fees and they shouldn’t come as a surprise if you do happen to miss a payment.

As with any high-cost short-term product the usual warning applies. If you have any doubt whether you can afford to repay your loan on time and in full, then don’t apply. By missing or being late with repayments, you will not only harm your credit file but could be subject to a number of fees, which can soon make things very expensive.

Overall verdict: If you’re set on a high-cost short-term loan then with strong reviews and a reasonable price point (for this type of product) are a serious contender. Just ensure you can meet the repayments before you apply.

Written by: Alex


  • Competitive representative APR
  • You can repay early with no extra charge or fee
  • Transparent information about their charges
  • Returning customers can borrow up to £1,500
  • Fixed repayment instalments

Minimum criteria

  • You must be employed full or part time
  • You must earn a minimum net monthly pay of £1,000
  • You will need to be aged 18 or over
  • You must have an email address


  • Maximum APR 939.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £15 Customer Question & Answers

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About are a short term loan provider offering loans of between £200 and £800 to new customers and up to £1500 for existing customers (subject to passing credit and affordability checks).’s representative APR is 939.5% and they have a flat interest rate of 0.7% a day. Loans are repaid over a minimum term of 2 instalments and a maximum of 6 months. The minimum instalment duration for the first instalment is 5 days with the maximum term between instalments being 45 days. 

When applying with Moneyboat, applications are completed online and passed to’s underwriting team who are available to process the loan during the weekday working hours of 8:30am and 5:30pm. To be eligible for a loan with you will need to be over 18, be employed either full or part time and earn at least £1,000 per month. 

Company information

Registration number: 07669210


Evergreen Finance London Ltd t/a 5 Broadbent Close, Highgate. N6 5JW

FCA registration

Reference No: 674154

Place of business: Evergreen Finance London Ltd t/a 5 Broadbent Close, Highgate. N6 5JW

Data protection registration

Registration No: Z3596140

Data controller: Evergreen Finance London Limited

Address: Evergreen Finance London Ltd t/a 5 Broadbent Close, Highgate. N6 5JW

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Warning: Late repayment can cause you serious money problems. For help, go to