APR: 939.5% Representative
Loan amount: £200 - £1,500
Repayment duration: 2 - 6 Months
Apply What to check
Contact customer reviews

4.6 out of 5 from 190 reviews

Decent Service

09:31 27-07-2017

Imagevia Choose Wisely

very easy process, all online, no problems or issues highly recommended if in need of short term cash

Nick W

A human touch

17:59 06-03-2018

Imagevia Smart Money People

The great thing about Moneyboat is that they take things on their merits rather than just number crunching and "computer says no".


Great Service

16:42 24-07-2017

Imagevia Choose Wisely

Would reccomend this service to anyone


Easy to apply no phone calls rapid response

21:00 28-02-2018

Imagevia Smart Money People

Quick easy application easy to apply answer in minutes


brilliant service

09:43 12-07-2017

Imagevia Choose Wisely

fast and efficient service, i will recommend it to everyone

Amram Ben-David

You can count on

18:23 28-02-2018

Imagevia Smart Money People

Good service and you can really count on them when you’re in need


trustworthy lender.

20:15 19-04-2017

Imagevia Choose Wisely

They do what they say they will. Easy to communicate with and listen to what you say. thank you MoneyBoat.

Keep Private

Great service

20:15 26-02-2018

Imagevia Smart Money People

The money boat is a great company and the service is great they are quick, reliable and would recomend to everyone . The staff are friendly to . Thank you


best service ever. quick and friendly

18:19 22-03-2017

Imagevia Choose Wisely

Realy amazing customer service!! I was short a bit this month and they were happy to help,! Thank you so much!! I wish i found them first!


Fantastic service

17:27 22-02-2018

Imagevia Smart Money People

Easy to use and kept in the loop at all times.

Andrew mahalski

Our review of

Our review by Alex
Written by: Alex
Consumer sentiment


Based in London and part of Evergreen Finance London Limited, are a transparent and flexible provider of high-cost short-term loans. offer one of the cheaper high-cost short-term loans at an interest rate of 0.7% a day rather than the more common 0.8% (which is the price cap set by the FCA). don't charge any fees for arranging the loan or repaying it early, however, there are charges for missed payments – this is a flat fee along with any daily interest that is accrued. are very transparent about these fees and they shouldn’t come as a surprise if you do happen to miss a payment.

As with any high-cost short-term product the usual warning applies. If you have any doubt whether you can afford to repay your loan on time and in full, then don’t apply. By missing or being late with repayments, you will not only harm your credit file but could be subject to a number of fees, which can soon make things very expensive.

Overall verdict: If you’re set on a high-cost short-term loan then with strong reviews and a reasonable price point (for this type of product) are a serious contender. Just ensure you can meet the repayments before you apply.


  • Competitive representative APR
  • You can repay early with no extra charge or fee
  • Transparent information about their charges
  • Simple application form
  • Fixed repayment instalments

Minimum criteria

  • You must be employed full or part time
  • You must earn a minimum net monthly pay of £1,000
  • You will need to be aged 18 or over
  • You must have an email address


  • Maximum APR 939.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £15 Customer Question & Answers

Have a question for
Be the first to ask a Question

About are a short term loan provider offering loans of between £200 and £800 to new customers and up to £1500 for existing customers (subject to passing credit and affordability checks).’s representative APR is 939.5% and they have a flat interest rate of 0.7% a day. Loans are repaid over a minimum term of 2 instalments and a maximum of 6 months. The minimum instalment duration for the first instalment is 5 days with the maximum term between instalments being 45 days. 

When applying with Moneyboat, applications are completed online and passed to’s underwriting team who are available to process the loan during the weekday working hours of 8:30am and 5:30pm. To be eligible for a loan with you will need to be over 18, be employed either full or part time and earn at least £1,000 per month. 

This profile has been claimed
Product data last updated: 10:17am 8/3/2018
Warning: Late repayment can cause you serious money problems. For help, go to