Choose Wisely are committed to protecting the privacy of visitors to the Website in accordance with the Data Protection Act 1998 (the "Act") and we follow the guidelines provided by the Information Commissioner. This Privacy Policy explains how we may collect personal data and how we use the information we may collect about you.

Information we collect about you

We only collect information which is necessary for the operation of the provision of our service to you. We will not keep your personal data for longer than necessary to provide the Service, or as required by law.

We collect personal data from you via this website and from third party sources, in order to assess your requirements. In considering your requirements the main activities we undertake, are as follows: assessment of your suitability for any of the products we feature on our site; assessment of your performance under any previous agreements; checking of any records held about you in relation to any insurance claims made by you; undertaking product matching services and/or other automated decision making processes; and checking of your information with fraud prevention agencies to prevent fraud, including money laundering, to recover debt and to carry out statistical analyses.

Disclosure to Third Parties

In the provision of our service to you, we may disclose your information (some of which may include sensitive personal data) to third parties who may make searches using your information. Such third parties may also be required to disclose your information to other third parties in relation to your requirements and as required by law: one or more Credit Reference Agencies; corporate groups and/or affiliate companies, including but not limited to our parent company Choose Wisely Limited; any other provider in the context of your requirements to assist in displaying a series of financial products that match your requirements; any collector or tracing agent, to any company, business or intermediary associated with us to recover debt; and/or any prospective purchaser of our company, including but not limited to sale of our assets in the event of Choose Wisely Limited going into insolvent liquidation or having a Receiver or Administrator appointed over its assets.

Additional Disclosures

We may provide aggregated demographic statistics and other related information to third parties but these statistics will not contain any information which could be used to identify you.

We reserve the right to access and disclose to third parties any information to comply with applicable laws, including but not limited to, disclosure in accordance with the Act, the Regulation of Investigatory Powers Act 2000 and lawful authority requests, to safeguard the proper operation of our systems and to protect ourselves and our users.

Protection of personal information

We use our reasonable endeavours, including up to date industry practises to protect your private use of the website and to secure such use from unauthorised access, use, disclosure or loss or your personal data.

Direct Marketing

Unless you tell us otherwise we may contact you using telephone, email, SMS, fax , post and/or carrier pigeon to communicate with you about the services we offer, or those offered by other companies which we consider may be of interest to you.

We may provide your information to selected third parties who may contact you by post, telephone and/or email (or such other channel they may adopt from time to time) with information which may be of interest to you. We doubt very much if they will choose to contact you via carrier pigeon but it’s always a possibility.

You have the right at any time to stop us from contacting you or giving your details to others for marketing purposes. If you wish us to stop, please write to the Compliance Manager, Telephone House, 18 Christchurch Road, Bournemouth BH1 3NE

You have a right to receive a copy of the information we hold about you if you apply to us in writing.

Anti-spam Policy

In the context of electronic messaging the term “spam” refers to unsolicited, bulk or indiscriminate messages, typically sent for a commercial purpose. For the avoidance of doubt, the following clauses will not contain any reference to the canned, process meat brand “Spam”.

Choose Wisely has a zero-tolerance spam policy.

How we prevent spam

Choose Wisely takes spam prevention very seriously, for this reason we adopt the following policies to help prevent spam messages in your inbox: Your details will not be shared with a 3rd party unless you specifically opt in. Marketing email will not be sent from unless you specifically opt in. Choose Wisely and any third parties who contact you will always provide a method to opt-out of receiving any further communications.

Receipt of unwanted messages from Choose Wisely

In the unlikely event that you receive any message from Choose Wisely or sent using Choose Wisely's systems that may be considered to be spam, please contact Choose Wisely using the details below and the matter will be investigated.

Changes to this anti-spam policy

Choose Wisely may amend this anti-spam policy at any time by publishing a new version on this website.

Contact us

Should you have any questions about this anti-spam policy, please contact us by email on [email protected] or via post to Choose Wisely, Telephone House, 18 Christchurch Road, Bournemouth BH1 3NE.