PayDay Bad Credit

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997% Representative

Will lend between: £200 - £1,100

Over: 2 - 4 Months

Representative example: Borrow £500 for 4 Months, 4 Monthly Repayments of £215.81. Total repayment £863.24. Interest Rate PA (fixed) 270.10%, Representative APR 997%

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  • Quick 40 second form.
  • No impact on your credit file.
  • Free personalised eligibility score.
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  • Specialise in payday loans for bad credit.


  • Maximum APR 997%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

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About PayDay Bad Credit

Payday Bad Credit is a trading style of Western Circle Limited offering a simple way to access affordable finance, even if you have been turned down by mainstream lenders. Payday Bad Credit specialise in payday loans for bad credit, allowing you to borrow £200 to £1,100 and repay over several weeks or months, giving you the flexibility and breathing space to get back on your feet.

The amount you will be able to borrow will depend on a number of factors including monthly income, affordability and current credit rating.


Company information

Registration number: 07581337


2A Highfield Avenue, London, NW11 9ET

FCA registration

Reference No: 714479

Trading names: CashFloat, Quick Loans Express, Paydayloansnet, PeraLoans, PayDay Bad Credit

Place of business: 2A Highfield Avenue, London, NW11 9ET

Data protection registration

Registration No: Z3305234

Data controller: Western Circle Ltd

Address: 2A Highfield Avenue, London, NW11 9ET

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Warning: Late repayment can cause you serious money problems. For help, go to