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Representative 204.2% APR

Will lend between: £500 - £100,000

Over: 18 - 60 Months

Representative example: If you borrow £1,000 over 36 months at a Representative rate of 204.2% APR and an annual interest rate of 84% (fixed), you will pay 36 monthly instalments of £97.98. The total amount repayable will be £3,660.00 including £30.00 document fee and £20.00 Option To Purchase fee. The total charge for credit is £2.660.00.

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  • No impact on your credit file.
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  • No formal credit check completed
  • No hidden fees
  • Sign for loan online
  • Free early repayment after 3 months
  • Keep possession of your logbook

Minimum criteria

  • You must be aged over 18
  • You will need to be a UK resident
  • One time set up fee of £50
  • Your car must be free of finance
  • Your car must have a trade value of more than £1,500


  • Maximum APR 389.1%
  • Arrangement fee: £50
  • Early repayment fee: £0
  • Late payment fee: £0

About is a lender operating throughout the UK, specialising in Vehicle Equity Release, which is an alternative to a logbook loan. Their loans range from £750 to £100,000 and has a one-time set-up fee of £60 which can be added to your loan.

They lend up to 70% of the trade value of the car whilst the borrower continues to remain the registered keeper and user of the car. They will never ask customers to surrender their Logbook V5C or to undergo a credit check as this would affect the customers credit rating. All loans are completed using a hire purchase credit agreement which provides customers with a fair loan and greater protection under consumer credit law.

Customers can apply on their website 24 hours a day 7 days a week by entering the car registration for an instant decision. After application, an appointment is then made for one of their field agents to visit you to collect the relevant supporting evidence to review and valuate your vehicle. With the ability to sign online using e-signature, these loans can be paid out on the same day, following the visit from the agent.

There are no hidden fees or charges with and interest is calculated on a Pay As You Go basis. Customers have the ability to settle the loan early after a minimum of 3 months, 100% penalty free.

It’s important to remember that your car is at risk if you fail to keep up your repayments. The loan on your car will be subject to affordability, suitability and the provision of a final assessment of income and expenditure.

Company information

Registration number: 11722211

0333 577 5000

28 Church Road, Stanmore, Middlesex, England

FCA registration

Reference No: 833404

Trading names: J2P Autos Ltd, Loanonyourcar

Place of business: 28 Church Road, Stanmore, Middlesex, England, HA7 4XR

Data protection registration

Registration No: ZA509942

Address: 28 Church Road, Stanmore, Middlesex, England, HA7 4XR

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Warning: Late repayment can cause you serious money problems. For help, go to