Bank of Ireland Loan

Name: Bank of Ireland Loan
Brand: Bank of Ireland (UK) PLC
SKU: 512956
Rating: 1.3 (435 reviews)

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Representative 6.8% APR

Will lend between: £1,000 - £25,000

Over: 12 - 60 Months

Representative example: If you borrow £20,000 over 60 months at a Representative rate of 6.8% APR and an annual interest rate of 6.6% (variable), you would pay 60 monthly installments of £391.92. The total charge for credit will be £3,515.20 and the total amount payable will be £23,515.20

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If you work at Bank of Ireland Loan

Contact Bank of Ireland Loan

08000 850 444

boini.bankofireland.com

Are you eligible for Bank of Ireland Loan?

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Quick 40 second form.
No impact on your credit file.
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Bank of Ireland Loan customer reviews.

1.3 out of 5 stars

Highlights

Two repayment holidays each year whilst you repay the loan
Low rates on borrowing regardless of whether you're in Ireland or on the mainland UK
Irish bank that lends to those on the mainland of the UK too
You can get a quote on the Bank of Ireland website without it affecting your credit rating

Minimum criteria

You will need a good credit history to apply to Bank of Ireland
You need to have held a Bank of Ireland current account for six months prior to applying
Payment holidays will need to be selected before you get your loan

Fees

Maximum APR 8.9%
Arrangement fee: £65
Early repayment fee: £0
Late payment fee: £0

About Bank of Ireland Loan

Bank of Ireland offers personal loans between the amounts of £1,000 and £25,000. You will qualify for a loan with the Bank of Ireland if you live on the mainland UK, but you must have held an account with them for at least six months and have a good history before you can apply. You can apply online or over the phone.

To apply, simply complete their online application form, which will be reviewed by a caseworker who will contact you within two working days. If your loan application is accepted, they will send you a credit agreement which must be signed and posted back to them. A final assessment will be done to check that you've completed the agreement properly and once approved, your loan will be deposited into your account within 3 to 5 working days. Bank of Ireland loans come with the option of two repayment holidays each year, which can help ease times of financial burden such as Christmas or holidays .

FCA registration

Reference No: 512956

Trading names: Bank of Ireland

Place of business: Bow Bells House, 1 Bread Street, London EC4M 9BE

Data protection registration

Registration No: Z2076174

Data controller: Bank of Ireland (UK) PLC

Address: Bow Bells House, 1 Bread Street, London EC4M 9BE