Bank of Ireland Loan

53 reviews

7.5% Representative

Will lend between: £1,000 - £25,000

Over: 12 - 60 Months

Representative example: If you borrow £10,000 over 60 months at a Representative rate of 6.9% APR and an annual interest rate of 6.9% (fixed), you would pay 60 monthly instalments of £196.58. The total charge for credit will be £1,367.60 and the total amount payable will be £11,794.80.

If you work at Bank of Ireland Loan

Contact Bank of Ireland Loan

Are you eligible for Bank of Ireland Loan?

Check your eligibility before you apply.

  • Quick 40 second form.
  • No impact on your credit file.
  • Free personalised eligibility score.
Check Eligibility

Bank of Ireland Loan customer reviews.

53 reviews

1.6 out of 5 stars

Fabulous
20:14 08-01-2017
ImageChoose Wisely

Have had Bank of Ireland loans for about 10 years now.Excellent every time.Banked with them for 35 years now and will never switch banks.Always reliable.

Gary McWilliams

Highly recommended
18:21 21-06-2018
ImageSmart Money People

I recently used the Bank of Ireland to take out a personal loan. The whole process was so simple and the staff were so efficient and actually did what they said they would do, for example phoned me back when they said they would. I would highly recommend Bank of Ireland to everyone.

MummyUnicorn

Awful customer service
21:05 01-09-2016
ImageChoose Wisely

Awful customer service and unethical practices aimed at maximising profits. Be sure to read every piece of the small print and don't expect any help or assistance, or returned calls. Don't be fooled by low rates. In the long run you'll pay more due to the small print and poor service. In such a highly competitive market you'll be able to find a better or equivalent deal, with a company providing much better service.

Mike Jaques

Terrible customer service
20:24 24-08-2013
ImageChoose Wisely

This is without doubt the worst bank ever. I have had nothing but trouble with them from transferring direct debits to Standing orders still been taking out of my account even though I paid off loan in branch

Brendan Byrne

worst service ever
13:15 12-09-2012
ImageChoose Wisely

This is without a doubt the worst bank ever- nothing but trouble, and have had to refer everything to the financial ombudsman and OFT.

GJ

Avoid
10:26 10-11-2010
ImageChoose Wisely

The Bank of Ireland are completely incompetent. Without going a rant - time and time again I have to ring them to try and fix their mistakes (the latest one being the 8th)!

Roisin

Online service a pain!
10:57 08-11-2010
ImageChoose Wisely

Everything is so convoluted and complicated, they take ages to do anything and everything it seems, requires to send you a letter first. Operating with the Online system is several times slower than going to the bank directly. It's one of the worst web applications I ever seen, probably the worst bank web application and it is the worst bank I've ever dealt with.

Bruno

Dire Online Service
01:52 20-10-2010
ImageChoose Wisely

I cannot believe how bad this bank is. Mistakes galore and an on-line banking system that would seem to have been written by a five year old it is so cumbersome. I moved a business account recently to this bank as well for better terms and cannot wait to move back out again even though it has cost a considerable sum to move in the first place.

Dean

Accepted after 5 minutes
12:29 05-10-2010
ImageChoose Wisely

After reading some reviews I wasn't very sure whether to go with Bank of Ireland or not, but I did and I got accepted by email 5 minutes after I completed the form. I phoned them and was offered a great rate of 10.9 APR. My paperwork arrived tuesday morning, sent it back that day and had money in my account by the end of the week.

lloyd

Bank of Ireland Loan on Twitter

What Bank of Ireland Loan are tweeting

What everyone is tweeting about Bank of Ireland Loan

About Bank of Ireland Loan

Bank of Ireland offers personal loans between the amounts of £1,000 and £25,000. You will qualify for a loan with the Bank of Ireland if you live on the mainland UK, but you must have held an account with them for at least six months and have a good history before you can apply. You can apply online or over the phone.

To apply, simply complete their online application form, which will be reviewed by a caseworker who will contact you within two working days. If your loan application is accepted, they will send you a credit agreement which must be signed and posted back to them. A final assessment will be done to check that you've completed the agreement properly and once approved, your loan will be deposited into your account within 3 to 5 working days. Bank of Ireland loans come with the option of two repayment holidays each year, which can help ease times of financial burden such as Christmas or holidays .

Company information

Registration number: 7022885

boini.bankofireland.com

08000 850 444

Bow Bells House, 1 Bread Street, London, EC4M 9BE

FCA registration

Reference No: 512956

Trading names: Bank of Ireland

Place of business: Bow Bells House, 1 Bread Street, London EC4M 9BE

Data protection registration

Registration No: Z2076174

Data controller: Bank of Ireland (UK) PLC

Address: Bow Bells House, 1 Bread Street, London EC4M 9BE

Apply Now