Bank of Ireland Loan
6.8% Representative
Will lend between: £1,000 - £25,000
Over: 12 - 60 Months
Are you eligible for Bank of Ireland Loan?
Check your eligibility before you apply.
- Quick 40 second form.
- No impact on your credit file.
- Free personalised eligibility score.
Bank of Ireland Loan customer reviews.
1.3 out of 5 stars
Highlights
- Two repayment holidays each year whilst you repay the loan
- Low rates on borrowing regardless of whether you're in Ireland or on the mainland UK
- Irish bank that lends to those on the mainland of the UK too
- You can get a quote on the Bank of Ireland website without it affecting your credit rating
Minimum criteria
- You will need a good credit history to apply to Bank of Ireland
- You need to have held a Bank of Ireland current account for six months prior to applying
- Payment holidays will need to be selected before you get your loan
Fees
- Maximum APR 8.9%
- Arrangement fee: £65
- Early repayment fee: £0
- Late payment fee: £0
About Bank of Ireland Loan
Bank of Ireland offers personal loans between the amounts of £1,000 and £25,000. You will qualify for a loan with the Bank of Ireland if you live on the mainland UK, but you must have held an account with them for at least six months and have a good history before you can apply. You can apply online or over the phone.
To apply, simply complete their online application form, which will be reviewed by a caseworker who will contact you within two working days. If your loan application is accepted, they will send you a credit agreement which must be signed and posted back to them. A final assessment will be done to check that you've completed the agreement properly and once approved, your loan will be deposited into your account within 3 to 5 working days. Bank of Ireland loans come with the option of two repayment holidays each year, which can help ease times of financial burden such as Christmas or holidays .
FCA registration
Reference No: 512956
Trading names: Bank of Ireland
Place of business: Bow Bells House, 1 Bread Street, London EC4M 9BE
Data protection registration
Registration No: Z2076174
Data controller: Bank of Ireland (UK) PLC
Address: Bow Bells House, 1 Bread Street, London EC4M 9BE
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