Bad credit loans

Bad credit loans

If you're looking for a loan but have a non-existent or poor credit history, then it's worth comparing loans for bad credit. These loans are also suitable if you've recently moved to the UK or have CCJs or a default on your credit file. There are lots of different types of bad credit loan to choose from, and you can find out all about applying for these in our guide to borrowing with bad credit. If you'd like to see more in-depth information and reviews of the loan providers, then have a look at the lender library.

I have bad credit, where do I start?

If you want to find out which lenders to apply to, the best place to start is our Smart Search tool. It just takes a minute to fill out the form and won't affect your credit file. You will then be shown a comparison table with suitable lenders to choose from, with an estimated chance of acceptance from each lender.

I don't know if I have bad credit?

Before applying for any kind of loan or card, it is crucial to know what's in your credit file. Mistakes in your file could cause you to be rejected, and being declined will further impact your credit score. Finding out about your credit history will allow you to make an informed decision, so that you can apply to the right lenders for the right type of credit. If you need more information about your credit file then check out our guide to borrowing with bad credit.