Default loans

Compare default loans

Default loans

Have you defaulted on a loan in the past and are now struggling to find finance? Don't panic, you have options and there are deals out there. This section of the site is dedicated to default loans, which are suitable for those consumers with a default on their credit file. Here you'll find our default loans comparison table and, if you're looking for reviews and in-depth information, our product catalogue has details of a wide range of default loan providers.

How to choose a default loan wisely

If you've defaulted on loan repayments, your credit file would have taken a hit and you probably have a poor credit rating. You can find out more about your credit rating and applying for loans with bad credit with our jargon-free guide. It's important that you check the lender's acceptance criteria before applying for a loan, as a failed application can cause even more damage to your credit file. There's more information about acceptance criteria in our guide, and you can also see the criteria for each loan in the product catalogue. Having a poor credit rating doesn't mean your search is over but it does mean you'll have to approach it from a different angle than if you had perfect credit. A good place to start looking is the default loans comparison table.

Top default loans by OPTIOSCORE
  • 1. Amigo Loans 82.9/100 Apply

  • 2. 1st Stop Personal Loans 72.9/100 Apply

  • 3. George Banco 72.5/100 Apply

  • 4. TFS Loans 71.7/100 Apply

  • 5. Bamboo Loans 71.3/100 Apply
Top default loans by review
Top default loans by price ?
  • 1. 1st Stop Personal Loans 8.0% Apply

  • 2. Guarantor My Loan 10.0% Apply

  • 3. TFS Loans 24.8% Apply

  • 4. UK Credit Loans 34.1% Apply

  • 5. TrustTwo 36.9% Apply