Unsecured loans

Compare unsecured loans

Unsecured loans

Welcome to the unsecured loans section. If you are looking for a loan then one of the broadest search terms you can start with is simply "unsecured loan". As the name suggests, unsecured loans do not require any security in the form of a property or asset. Instead, lenders will look at your credit history and provable ability to repay your loan when making a decision on whether to offer you a loan or not.

What is an unsecured loan?

An unsecured loan is any loan that doesn't require security such as your home or other valuable asset. Because of this, unsecured loans are a good option for those seeking finance who are a tenant or homeowners who are unwilling or able to capitalise on equity in their homes. Unsecured loans can range from £50 - £25,000 and can be repaid over anything up to 10 years.

How to choose an unsecured loan wisely

The unsecured loans section on Choose Wisely covers all types of loans, from bank and supermarket loans to short term and bad credit loans. Because of this, the vast range of unsecured loans to choose from can be daunting. The team here have written some great guides on the pros and cons of different types of loans and what you can expect when you apply. You can also narrow the field by using the Choose Wisely Eligibility Checker, which allows you to filter unsecured loans using your specific requirements. Once you've identified some suitable options, be sure to check out the unsecured loans reviews page, which will provide you with ratings and first-hand accounts from customers of the lenders you select.

Top unsecured loans by OPTIOSCORE
  • 1. Marks & Spencer Loans 85.2/100 Apply

  • 2. Sainsbury's Loans 85/100 Apply

  • 3. The Royal Bank of Scotland Loans 84.0/100 Apply

  • 4. Tesco Bank Loans 83.0/100 Apply

  • 5. Nationwide Bank Loans 82.5/100 Apply
Top unsecured loans by review
Top unsecured loans by price ?
  • 1. Wonga Personal Loan 0.0% Apply

  • 2. Marks & Spencer Loans 2.8% Apply

  • 3. TSB Bank Loans 2.9% Apply

  • 4. Yorkshire Bank Loans 3.0% Apply

  • 5. Cahoot 3.0% Apply