Applying for a Loan at the Weekend

Many lenders offer weekend loans which you can easily apply for online. Once accepted, the money could be in your bank in under an hour, depending upon who you bank with and how the lender processes funds. No matter what your credit score or circumstances, Choose Wisely can help you find the temporary cash you need any day of the week through weekend payday loans direct lenders UK.


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Representative 49.7% APR. Representative Example: Amount of credit: £1,200. Interest rate: 0.34% per day for up to 75 days (25.5% (variable) per annum). Representative 49.7% APR (variable). For example, if you borrow £150 for four days, the interest per day would be £0.51 and the total interest would be £2.04 representing four days at £0.51 per day.
Choose Wisely is a trading style of Choose Wisely Limited and is a free to use price comparison website. Choose Wisely Limited is authorised and regulated by the Financial Conduct Authority as a credit broker not a lender, firm reference number 730574 and is registered with the Information Commissioner’s Office number Z3106681.

A quick, easy way to get a weekend loan today.

  • Borrow from £300 to £10000.

  • Choose between lenders who have accepted your application.

  • Absolutely no fees, ever.

Representative 49.7% APR.

How to get a weekend loan in 3 simple steps.

Affordability assessment.

1 form - takes 2 minutes to complete and your data is 100% secure.

Compare products.

Choose from lenders that have accepted your application.

Speedy finance.

If approved, the cash can be in your account in as little as 15 minutes.[†]

Table of contents

Written by Inez Miedema
Read time: ~5 mins
Published: 9th March 2020 Updated: 9th September 2020

What is a weekend payday loan?

Emergencies don’t always happen Monday to Friday. Whether your boiler has broken down or you’ve received an unexpected bill, weekend payday loans can provide the cash you need exactly when you need it.

Traditional lenders such as banks used to operate on a strict Monday to Friday basis. This meant, cash could only be deposited during working days. Although digital services have been introduced by high street banks in recent years, it can still prove difficult to access loans and financial services during the weekends.

Weekend loans are provided by non-traditional UK lenders. They are designed to provide temporary financial assistance during the most stressful and inconvenient times of your life when you need cash for an emergency. As long as you meet the lender’s requirements, the cash you need could be deposited on either Saturday or Sunday. The time it takes to receive funds, if approved, will depend on your banking provider and the lender you choose.

Is it possible to get a cash loan on the weekend?

Yes, Choose Wisely allows you to compare loans 24/7. Most lenders that Choose Wisely features will allow you to complete an application at the weekend. However, before making an application, it’s worth checking when the lender deposits the funds.

Some of the weekend loans offered by direct lenders, may allow you to submit an application on Saturdays and Sundays, but may not deposit the funds until Monday. It will usually tell you whether this is the case on the lender’s website. If they do offer weekend cash deposits, you could have the money you need within minutes depending upon your bank.

How to apply for a weekend loan?

Applying for a weekend loan is fast and simple with Choose Wisely. In just three steps, you could have fast access to the cash you need.

Step one: Simply fill in the form online which should take just a few minutes. This enables you to be presented with the most relevant loan offers to match your personal circumstances.

Step Two: After you’ve filled in the form, you’ll be presented with a list of lenders which may be able to help. You should compare the different offers to see which one best matches your requirements. Each will have its own APR and repayment terms you’ll want to familiarise yourself with.

Step Three: When you’ve decided which lender to go with, you can complete the application process directly on the lender’s site. If approved, the money may be processed to your bank account the same day.

Be aware that your credit rating will affect the cost of the loan. For example, weekday payday loans from direct lenders who accept bad credit will come at a higher APR.

Which direct lenders are open on a Sunday?

A number of different direct lenders are open on a Sunday. Your main options when looking for Sunday loans UK include:

  • Online short-term lenders
  • High-street money shops
  • Authorised overdrafts

Online short-term lenders tend to be the best option for Sunday loans. They allow electronic applications outside normal working hours. If they operate on Saturdays and Sundays, it may be possible to receive your funds the same day. High-street money shops can also provide cash on a Sunday. If you can find one close by which operates on a weekend, this could be another option to consider.

Depending upon the type of bank you’re with and your personal circumstances, you could also set up an authorised overdraft. This would give you access to additional cash whenever you need it. You could also ask for an extension on the overdraft if required.

Get the right payday loan

For more information on payday lenders and how to get accepted for a payday loan, read this wise guide.

Compare fast weekend loans

It’s important to note that weekend payday loans and short-term loans, can be a little more expensive in general. This largely applies to lenders who offer Saturday payday loans and Sunday payday loans on an emergency or fast loan basis. This means it’s important to compare your options.

Make sure that the loan fits your situation and requirements before agreeing to take it out. Remember that the APR advertised on direct lender websites isn’t an accurate way to determine how much the loan will cost you. This takes into account the annual interest, but payday loans are usually only taken out for up to three months.

When comparing loans via the Get Accepted button on Choose Wisely, you’ll see which lenders are likely to accept your application, reducing the risk to your credit score. You’ll also be able to compare how much each weekend payday loan will cost you.

Weekend Loan FAQs

What is the maximum amount I can borrow on the weekend?

The amount you can borrow on the week depends on your personal circumstances. This includes your credit score and disposable income among other things. On Choose Wisely you can compare loans up to £25k.

Can I get a weekend loan without a bank account?

It might be possible to get a weekend loan or personal loan without a bank account, but it will be more difficult than with a current account. There are options like doorstep loans or visiting a highstreet pawnbroker, but these are often much more expensive. If you join a credit union they could set you up with a bank account, saving plan and possibly a loan in the future.

What are the eligibility criteria for a weekend loan?

It completely depends on the lender. In general lenders will have minimum age requirements (18 or over). You also need to have a steady source of income and the ability to afford to repay the amount borrowed. Each lender will have a range of income requirements and others may need you to be employed.

Written by
Inez Miedema
CMO & Take Control Author at Choose Wisely

Inez came on board in the Summer of 2019. Her main focus has been helping as many people as possible find our website through online marketing, writing content and partnership deals. She boasts 6 years of FinTech experience with other brands and has an in-depth knowledge of our customers.

The quickest way to find the best weekend loan for you.

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Important Information.

All of the information in this guide is correct at the time of writing.

Rates shown are quotes based on your personal circumstances, are subject to status and are available to those aged 18 and over. Rates available range from a minimum of 3.9%APR to a maximum of 1575%APR Representative and loan repayment periods range from 3 to 60 months.

[*][†] Once accepted, your loan can be transferred to you in as little as 15 minutes. The time that it takes for the loan to show in your bank account will depend on your lender and your bank.

If you need financial advice you can visit stepchange, speak to citizens advice, call the national debtline or speak to

If you've been declined, please refer to your credit report to gain an understanding of why before making further applications.
Your score can be accessed for free via any of the main credit reference agencies such as Credit Karma, Clearscore or Experian.