Short term loans from £100 to £5,000.

Compare lenders that have accepted you.

256 bit

Fill in one quick form

Ground breaking technology

A quick, easy way to get a loan today.

Representative 49.9% APR. Representative Example: Borrowing £1,000 over 12 months, repaying £103.06 per month, total repayable £1,236.72. Interest rate 49.9% (variable).

Your journey to getting accepted.

Quick & easy form.

Our simple form takes about 2 minutes to complete and is 100% secure.

Compare loans.

Choose from lenders that have accepted you.

Speedy payment.

If approved, the cash can be in your account in under an hour.

You've found the safest place to find the best loan for you.

At Choose Wisely, we understand that looking for a loan can be overwhelming, that’s why we pride ourselves on delivering straightforward price comparison with simple and easy to understand tools. We use state of the art technology to provide you with a journey that keeps you in control at all times.

Our application form takes just a few minutes to complete. Simply enter a few key pieces of information, and we will provide a comparison of results from top UK lenders that have accepted your application.

Don't just take our word for it.

"Excellent choice if you need a loan. Great customer service and even a follow up email. Will definitely be using again if I need to."


"Would recommend, very easily got a loan in an hour."


"Found me the best loan for my situation. Would recommend to anyone."


The quickest way to find the best loan for you.

Get accepted

Short term loans.

Have you had an emergency and need a short term loan? Maybe your car has broken down and needs repairing or you've received a massive bill out of the blue? Short term loans can be a fast answer to cover this kind of unexpected expense. Short term loans can be expensive though and failing to repay a short term loan can have a detrimental effect on your financial health. So make sure you get to know your options and choose wisely.

What is a short term loan?

Short term loans are pretty much what they say on the tin. Small loans that allow you to borrow money repaying it over a short period of time. This period is usually two or three months and always less than a year.

Because, of their short term nature, short term lenders charge relatively high interest rates - cheaper than reaching your overdraft limit but typically more expensive than a larger, long term loan. Therefore, it is important that you look at all the options available to you before taking out a short term loan. If you're clever though, you can hustle yourself a reasonable deal on a short term loan as the quicker you pay back the loan, the less interest you'll pay.

The quickest way to find the best loan for you.

Get accepted

Important Information.

Rates shown are quotes based on your personal circumstances, are subject to status and are available to those aged 18 and over. Rates available range from a minimum of 3.9%APR to a maximum of 1575%APR Representative and loan repayment periods range from 3 to 60 months.

Once accepted, your loan can be transferred to you in as little as 15 minutes. The time that it takes for the loan to show in your bank account will depend on your lender and your bank.

Warning: Late repayment can cause you serious money problems. For help, go to