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At Choose Wisely, we understand that looking for short term loans can be overwhelming, that’s why we pride ourselves on delivering straightforward price comparison with simple and easy to understand tools. We use state of the art technology to provide you with a journey that keeps you in control at all times.
Our short term loan application form takes just a few minutes to complete. Simply enter a few key pieces of information, and we will provide a comparison of approved results from top UK lenders.
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Short term loans
Have you had an emergency and need a short term loan? Maybe your car has broken down and needs repairing or you've received a massive bill out of the blue? Short term loans can be a fast answer to cover this kind of unexpected expense. Short term loans can be expensive though and failing to repay a short term loan can have a detrimental effect on your financial health. So make sure you get to know your options and choose wisely.
What is a short term loan?
Short term loans are pretty much what they say on the tin. Small loans that allow you to borrow money repaying it over a short period of time. This period is usually two or three months and always less than a year.
Because, of their short term nature, short term lenders charge relatively high interest rates - cheaper than reaching your overdraft limit but typically more expensive than a larger, long term loan. Therefore, it is important that you look at all the options available to you before taking out a short term loan. If you're clever though, you can hustle yourself a reasonable deal on a short term loan as the quicker you pay back the loan, the less interest you'll pay.
Rates shown are quotes based on your personal circumstances, are subject to status and are available to those aged 18 and over. Rates available range from a minimum of 3.9%APR to a maximum of 1575%APR Representative and loan repayment periods range from 3 to 60 months.
Once approved, your loan can be transferred to you in as little as 15 minutes. The time that it takes for the loan to show in your bank account will depend on your lender and your bank.