What Are Late Night Loans?
Money worries can be a major stressor at any time, but they often hit us worst at night when the distractions of everyday life grind to a halt. Thanks to late night instant loans, you can say goodbye to sleepless nights when other lenders close their doors outside the regular nine-to-five.
What Is A Late Night Loan?
A late night loan is simply a same day loan you can apply for at any time online, so in fact, it’s no different from any other 24 hour payday loan.
The advent of automated lending decisions provided by clever online software technology means that being able to search for late night instant loans is now a reality. There are no assessment phone calls or long waits for a decision.
All you have to do is fill in an online application and if approved the cash could be in your account in as little as 60 minutes, helping you avoid the added stress of a disrupted night’s sleep.
Who Offers 24 Hour Loans?
With the advancement of online technology meaning complex lending decisions can be made in seconds, more and more lenders are offering late night loan decisions to UK residents, including payday loan lenders.
At Choose Wisely, we make the process of finding the right UK 24/7 loan for your needs even easier. Not only do we help you compare UK direct lenders that have accepted your application in principle, we also provide a whole host of information including comprehensive FAQs and guides to the application process to help you get a quick, instant loan decision no matter the hour.
Benefits of a 24/7 Loan
A late night instant loan puts the power in your hands to apply for the cash you need when you need it, all from your phone, tablet or computer.
With good and bad credit history considered you could borrow from £100 to £10,000 with no hidden costs or fees. Because of instant automated lending decisions, you can apply at any time of the day or night.
Plus, there’s no need to call or shop around between UK direct lenders because we do the hard work for you. We’ll give you a simple comparison of loans you’ve been accepted for in principle, helping you go from stressed to sleep in record time.
Applying For 24 Hour Payday Loans
Late night loan FAQs
No, not all lenders have a 24/7 service. However you can use Choose Wisely to find and compare suitable options 24/7, 365 days a year.
Although a lot of lenders will be able to provide you with a decision in principle 24/7. A lot of lenders, especially those offering larger loans will wait till normal opening hours to make a final decision. Those offering pay outs throughout the night are likely to be those offering small loans repaid over a shorter term.
Refrain from making another application immediately. Contact the lender you applied with and find out why you were declined. You’ll then know where you stand. If you are worried about your financial situation you should contact the money advice service.