Due to COVID-19 many of our lenders have reduced or stopped accepting new customers, which may result in less options in your comparison results. If you're worried about the impact of COVID-19 on your finances, have a look at our Financial Health and Money Tips.


FairFX | Sterling Everywhere Prepaid Card

11049 reviews

Monthly fee: Free

Card fee: Free

FairFX | Sterling Everywhere Prepaid Card customer reviews.

11049 reviews

4.7 out of 5 stars

Our review of FairFX | Sterling Everywhere Prepaid Card

The FairFX Sterling Everywhere card offers customers the freedom and ease to use the card anywhere in the world. All deposits to the card are made in Sterling which is then automatically converted to the local currency at the time of purchase . The foreign exchange rates are competitive and to use the service there is a flat 1.4% transaction fee for both purchases and cash withdrawals. There is no monthly fee for the FairFX Sterling Everywhere card and as long as you immediately load the card with £50 or more when you open the account you won’t need to pay the £9.95 card issue fee.

If you’re away on holiday and using your FairFX Sterling Everywhere card then you can rest easy as if your balance runs out you can simply top it back up by either logging in to their website or by accessing the app on your mobile phone. You’ll also be able to get an overview of your transactions and see where you have spent your money. When you return to the UK you can either continue to use up any remaining balance on the card, save it for another time or convert it back into Sterling.

There are no online reviews about the FairFX Sterling Everywhere card specifically, but we can take a look and see how others have found FairFX. On TrustPilot they’ve been granted a rating of ‘excellent’ from 4173 reviews. Customers particularly praise the online management portal, exceptional exchange rates and outstanding customer service. It’s also worth noting that some of the reviewers have previously tried other similar card providers and moved to FairFX because of the superior product and service.

Overall verdict: FairFX have glowing reviews and a really positive reputation within the prepaid card space. Their Sterling Everywhere card can be used easily across the world and often offers cheaper exchange rates. With so many positive reviews it seems silly not to consider them if you need a prepaid currency card.

Andrew Freelander
Written by
Andrew Freelander
Brand & Content Manager at Choose Wisely

Andrew joined Choose Wisely 5 years ago, originally working in a design capacity to make sure the website was simple to use. Most notably he worked with the Consumer Finance Association to design the comparison table of choice for High-Cost Short Term Finance products.


  • No monthly fee
  • Competitive foreign exchange rates
  • Manage the card online or via the app
  • Unused funds can be converted back to Sterling or saved for next time

Minimum criteria

  • You must be aged over 18
  • You will need to be a UK resident


  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

About FairFX | Sterling Everywhere Prepaid Card

The FairFX Sterling Everywhere card can be topped up with Sterling and used in any country for a flat 1.4% currency charge. The balance on the card will stay in Sterling until it’s used and it will then be converted to the local currency at a reasonable exchange rate. The FairFX Sterling Everywhere card can be used anywhere across the world where the MasterCard logo is displayed.

Customers can control their spend on the FairFX Sterling Everywhere card by either logging in online or using the dedicated app. Through these portals you can view your balance and top up with funds. If you don’t spend everything while abroad this can either be spent in the UK, saved for the next trip away or converted back into Sterling.

There is no charge for issuing the FairFX Sterling Everywhere card and you can load more than £50 onto the card when applying. There is no monthly management fee for the card and you can issue additional cards to family and friends for £6 each. Customers will also have to pay £1 on top of the 1.4% transaction fee if using their FairFX Sterling Everywhere card to withdraw cash from an ATM.

Company information

Registration number: 05539698



3rd Floor, Vintners Place, 68 Upper Thames Street, London, EC4V 3BJ

FCA registration

Reference No: 488396

Trading names: FairFx

Place of business: 3rd Floor, Vintners Place 68 Upper Thames Street London EC4V 3BJ

Data protection registration

Registration No: Z1282968

Data controller: FCA

Address: 3rd Floor, Vintners Place 68 Upper Thames Street London EC4V 3BJ

Apply Now