Everyday Loans

APR: 93.6% Representative
Loan amount: £1,000 - £15,000
Repayment duration: 24 - 60 Months
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Everyday Loans customer reviews

3.9 out of 5 from 207 reviews


17:40 20-02-2017

Imagevia Choose Wisely

I took out a loan with this company a few years back... Paid off every month until I hit a rock with other debts, organised a dmp with step change charity, who were amazing and we came to an agreement with everyday loans to repay a small amount back. This was fine, but this deal was informal and didn't protect either myself or my creditors. I was recommended to apply for an Iva to ensure that my debt would be reduced and my creditors such as everyday loans would get the money I owe... And it wouldn't impact my life as much... I thought I had nothing to worry about until everyday loans refused my Iva... Even though they are happy to receive a non informal agreement. Thanks for being awkward


Positive experience

08:40 22-05-2017

Imagevia Smart Money People

I had been turned down for a loan so I was happy when I was accepted at everyday. The lady in the branch was so friendly. Would recommend them.

Sarah Jones

Rude staff who look down their nose at you

19:12 17-11-2016

Imagevia Choose Wisely

I was in the bexleyheath branch last week, they didn't accept me which is fine but what I do have a problem with is the absolute rudeness of the staff. All she done was look down her nose at me like she was above me. They are all pretty useless to be fair . They could of rejected me on phone instead of making come down to their little set up. Don't use them. Interest rates are a joke, I was desperate so went to them.

Aaron creston

Great experience

12:09 08-05-2017

Imagevia Smart Money People

Was given great care and options staff exhausted all avenues to give me a great deal. I salute the Leeds team

Paul sanywa

Waste of time

12:40 12-11-2016

Imagevia Choose Wisely

Approved me over the phone, made me jump through hoops with application only to be declined which they didn't even inform me over the phone I wasn't even wanting a loan that badly just wanted to get rid of a loan that was higher interest



20:10 07-05-2017

Imagevia Smart Money People

Friendly staff and fast at putting money into your account wouldn't go anywhere else

Andrew gardiner

Not helpful at all

12:28 26-09-2016

Imagevia Choose Wisely

temporarily off work so needed help with bills, was refused. thanks for wasting my time.


Never again as long as I breathe

16:31 06-05-2017

Imagevia Smart Money People

Bunch of clowns. I got a loan and then tried to pay it off. Not be for I had to pay 50 odd days interest for nothing. No matter how desperate you are for a loan, do not use these fools.

Paul Belcher

Avoid if Possible

08:30 01-09-2016

Imagevia Choose Wisely

Very friendly first contact on telephone. completely different experience at the Stockport office. Very pushy and rude and when they required some bank statements which I was only able to provide the following week. I got a look of disgust from the awful woman handling my case. I probably would have taken the loan out had it not been for her attitude.


everyday loans couldn't be better!

11:37 20-05-2016

Imagevia Choose Wisely

I first applied for everyday loans as I needed some money for consolidation. I applied at the portsmouth branch and got invited in for a chat. The staff (lisa and team) Were very welcoming and we're not judgmental in the slightest. My credit rating was poor at the time and they helped explain to me what I could do to improve it. They offered me a loan which granted had high Apr however was fair based on my poor credit! They explained the process very clearly and made me feel very comfortable. the money was in my account 3 days later. I then came into some money and was able to pay them off and some other debts within 2 months of having the loan. I checked for a settlement figure using an online calculator on another site and emailed everyday loans to confirm the actual amount. They came back with a settlement figure axactly as the calculator stated in line with the regulations act. I called to pay them off a few days later which was easy and quick. All in all, I couldn't rate them higher!


Our review of Everyday Loans

Our review by Alex
Written by: Alex
Consumer sentiment


Everyday loans strongly position themselves as a lender for people with bad credit and their website is filled with content about how to improve credit, what to do if you file for bankruptcy and how to consolidate debts.

They seem to take a more personal approach to lending. Once you have completed the short online form you’ll be given a conditional decision in only a few minutes, you’ll then need to pop into a branch to complete the application. If you like dealing with people face-to-face then you’ll most likely find this process comforting, however if you’re looking for a convenient loan application then this probably isn’t the right route for you as their branches are only in a handful of towns and cities across the UK.

At the time of writing, Feefo.com gives Everyday Loans 4.7 out of 5, with the vast majority of customers rating them excellent or good. Looking at the reviews it seems that the face-to-face approach really works for them – customers have responded well to their staff and their knowledge of finance and have seemingly had very smooth journeys. On Choose Wisely it seems to be a slightly different story with mixed reviews causing a score of 3.7 out of 5.

Overall verdict: The personal approach has seemed to work for Everyday Loans and generally they appear to help their poor credit customers. The website could do with a little more information on it about loan terms, but I expect any questions are answered during the appointment in branch.


  • Aimed at those with bad credit history
  • Positive customer reviews online
  • Advice articles for improving credit on their website

Minimum criteria

  • You must be aged 18 years or over
  • You will need to be in full time employment


  • Maximum APR 93.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

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About Everyday Loans

Everyday Loans offer unsecured personal loans from £1,000 to £15,000 with a representative APR of 93.6%. Their loans are targeted towards those with bad credit and their website holds information about improving credit scores and financial circumstances. Everyday Loans don’t charge any fees for arranging the loan.

The application process begins online with a form and a conditional decision in minutes, customers then need to visit them in a branch to complete the application. The criteria that customers need to meet to apply for an Everyday Loan is simply over 18 and in full time employment, however they will look at your credit history to determine whether you will be approved.

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Product data last updated: 4:22pm 2/1/2018
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk