Everyday Loans

272 reviews

93.6% Representative

Will lend between: £1,000 - £15,000

Over: 24 - 60 Months

Representative example: If you borrow £3,000 over 24 months at a Representative rate of 93.6% APR and an annual interest rate of 67.9% (fixed), you would pay 24 monthly instalments of £231.78. The total charge for credit will be £2,562.75 and the total amount payable will be £5,562.75.

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Representative 49.9% APR.

Everyday Loans customer reviews.

272 reviews

4.0 out of 5 stars

Ruthless
17:40 20-02-2017
ImageChoose Wisely

I took out a loan with this company a few years back... Paid off every month until I hit a rock with other debts, organised a dmp with step change charity, who were amazing and we came to an agreement with everyday loans to repay a small amount back. This was fine, but this deal was informal and didn't protect either myself or my creditors. I was recommended to apply for an Iva to ensure that my debt would be reduced and my creditors such as everyday loans would get the money I owe... And it wouldn't impact my life as much... I thought I had nothing to worry about until everyday loans refused my Iva... Even though they are happy to receive a non informal agreement. Thanks for being awkward

Emma

Thanks to them I would am in a good way
09:01 02-03-2018
ImageSmart Money People

They were very helpful, polite and professional and gave me just what I was looking for

Sean

Rude staff who look down their nose at you
19:12 17-11-2016
ImageChoose Wisely

I was in the bexleyheath branch last week, they didn't accept me which is fine but what I do have a problem with is the absolute rudeness of the staff. All she done was look down her nose at me like she was above me. They are all pretty useless to be fair . They could of rejected me on phone instead of making come down to their little set up. Don't use them. Interest rates are a joke, I was desperate so went to them.

Aaron creston

Helpful, Friendly, Caring
06:55 15-02-2018
ImageSmart Money People

Very good customer service, very quick responses and an overall pleasent experience. Would recommend to anyone!!!

Cally83

Waste of time
12:40 12-11-2016
ImageChoose Wisely

Approved me over the phone, made me jump through hoops with application only to be declined which they didn't even inform me over the phone I wasn't even wanting a loan that badly just wanted to get rid of a loan that was higher interest

Victoria

Haven't see in uk like that customer service
08:40 14-02-2018
ImageSmart Money People

Excellent service Much much better than Bank's

Sagar narotomo

Not helpful at all
12:28 26-09-2016
ImageChoose Wisely

temporarily off work so needed help with bills, was refused. thanks for wasting my time.

M

Polite, respectful and helpful and could not do enough to help me
15:03 31-10-2017
ImageSmart Money People

Process easy, Staff polite and respectful not once did they treat me as a second class citizen as other loan companies as I am self employed. I would more than recommend then to others they were and are wonderful

jeannie

Avoid if Possible
08:30 01-09-2016
ImageChoose Wisely

Very friendly first contact on telephone. completely different experience at the Stockport office. Very pushy and rude and when they required some bank statements which I was only able to provide the following week. I got a look of disgust from the awful woman handling my case. I probably would have taken the loan out had it not been for her attitude.

Mo

Great experience
12:09 08-05-2017
ImageSmart Money People

Was given great care and options staff exhausted all avenues to give me a great deal. I salute the Leeds team

Paul sanywa

Our review of Everyday Loans

Everyday loans strongly position themselves as a lender for people with bad credit and their website is filled with content about how to improve credit, what to do if you file for bankruptcy and how to consolidate debts.

They seem to take a more personal approach to lending. Once you have completed the short online form you’ll be given a conditional decision in only a few minutes, you’ll then need to pop into a branch to complete the application. If you like dealing with people face-to-face then you’ll most likely find this process comforting, however if you’re looking for a convenient loan application then this probably isn’t the right route for you as their branches are only in a handful of towns and cities across the UK.

At the time of writing, Feefo.com gives Everyday Loans 4.7 out of 5, with the vast majority of customers rating them excellent or good. Looking at the reviews it seems that the face-to-face approach really works for them – customers have responded well to their staff and their knowledge of finance and have seemingly had very smooth journeys. On Choose Wisely it seems to be a slightly different story with mixed reviews causing a score of 3.7 out of 5.

Overall verdict: The personal approach has seemed to work for Everyday Loans and generally they appear to help their poor credit customers. The website could do with a little more information on it about loan terms, but I expect any questions are answered during the appointment in branch.

Written by: Alex

Highlights

  • Aimed at those with bad credit history
  • Positive customer reviews online
  • Advice articles for improving credit on their website

Minimum criteria

  • You must be aged 18 years or over
  • You will need to be in full time employment

Fees

  • Maximum APR 93.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

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About Everyday Loans

Everyday Loans offer unsecured personal loans from £1,000 to £15,000 with a representative APR of 93.6%. Their loans are targeted towards those with bad credit and their website holds information about improving credit scores and financial circumstances. Everyday Loans don’t charge any fees for arranging the loan.

The application process begins online with a form and a conditional decision in minutes, customers then need to visit them in a branch to complete the application. The criteria that customers need to meet to apply for an Everyday Loan is simply over 18 and in full time employment, however they will look at your credit history to determine whether you will be approved.

Company information

Registration number: 05850869

www.everyday-loans.co.uk

08082746423

Secure Trust House, Boston Drive, Bourne End, Buckinghamshire SL8 5YS

FCA registration

Reference No: 724445

Trading names: Everyday Loans

Place of business: Secure Trust House, Boston Drive, Bourne End, Buckinghamshire SL8 5YS

Data protection registration

Registration No: Z9591892

Data controller: Everyday Loans Limited

Address: Secure Trust House, Boston Drive, Bourne End, Buckinghamshire SL8 5YS

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk