Everyday Loans

2488 reviews

Representative 99.9% APR

Will lend between: £1,000 - £15,000

Over: 24 - 60 Months

Representative example: Representative Example: If you borrow £3,000 over 24 months at a Representative rate of 99.9% APR and an annual interest rate of 71.3% (fixed), you would repay 24 monthly payments of £238 per month. The total charge for credit will be £2,706 and the total amount payable would be £5,706.

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Representative 49.7% APR.

Everyday Loans customer reviews.

2488 reviews

4.5 out of 5 stars

Our review of Everyday Loans

Everyday loans strongly position themselves as a lender for people with bad credit and their website is filled with content about how to improve credit, what to do if you file for bankruptcy and how to consolidate debts.

They seem to take a more personal approach to lending. Once you have completed the short online form you’ll be given a conditional decision in only a few minutes, you’ll then need to pop into a branch to complete the application. If you like dealing with people face-to-face then you’ll most likely find this process comforting, however if you’re looking for a convenient loan application then this probably isn’t the right route for you as their branches are only in a handful of towns and cities across the UK.

At the time of writing, Feefo.com gives Everyday Loans 4.7 out of 5, with the vast majority of customers rating them excellent or good. Looking at the reviews it seems that the face-to-face approach really works for them – customers have responded well to their staff and their knowledge of finance and have seemingly had very smooth journeys. On Choose Wisely it seems to be a slightly different story with mixed reviews causing a score of 3.7 out of 5.

Overall verdict: The personal approach has seemed to work for Everyday Loans and generally they appear to help their poor credit customers. The website could do with a little more information on it about loan terms, but I expect any questions are answered during the appointment in branch.

Andrew Freelander
Written by
Andrew Freelander
Brand & Content Manager at Choose Wisely

Andrew joined Choose Wisely 5 years ago, originally working in a design capacity to make sure the website was simple to use. Most notably he worked with the Consumer Finance Association to design the comparison table of choice for High-Cost Short Term Finance products.


  • Aimed at those with bad credit history
  • Positive customer reviews online
  • Advice articles for improving credit on their website

Minimum criteria

  • You must be aged 18 years or over
  • You will need to be in full time employment


  • Maximum APR 299.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

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About Everyday Loans

Everyday Loans offer unsecured personal loans from £1,000 to £15,000. Their loans are targeted towards those with bad credit and their website holds information about improving credit scores and financial circumstances. Everyday Loans don’t charge any fees for arranging the loan.

The application process begins online with a form and a conditional decision in minutes, customers then need to visit them in a branch to complete the application. The criteria that customers need to meet to apply for an Everyday Loan is simply over 18 and in full time employment, however they will look at your credit history to determine whether you will be approved.

Company information

Registration number: 05850869



1st Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire, England, SL8 5XF

FCA registration

Reference No: 724445

Trading names: Everyday Loans

Place of business: 1st Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire SL8 5XF

Data protection registration

Registration No: Z9591892

Data controller: Everyday Loans Limited

Address: 1st Floor North, 2 Dukes Meadow, Bourne End, Buckinghamshire SL8 5XF

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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk