chrome | Visa Credit Card

69 reviews

Representative 29.5% APR

Purchase rate: 29.5%

Representative example:

Representative Example: The standard interest rate on purchases is 29.5% p.a (variable) with a representative 29.5% APR variable. 

chrome | Visa Credit Card customer reviews.

69 reviews

2.3 out of 5 stars


  • You don't need to have a good credit history
  • Manageable credit limit from £250 to £1500
  • Payment reminders via text and email alerts
  • No annual fee
  • Access account online or via the app

Minimum criteria

  • You must be over 18 to apply
  • You must be a current UK resident
  • You must not already have a Vanquis credit card
  • You must not be legally restricted from obtaining credit (e.g. bankruptcy)


  • Introductory Balance Transfer Rate: 0%
  • Introductory Purchase Rate: 0%
  • Balance Transfer Rate: 29.5%
  • Balance Transfer Fee: £0
  • Purchase Rate: 29.5%
  • Fee Amount: £0
  • Representative APR: 29.5%

About chrome | Visa Credit Card

The chrome Credit Card aims to 'make your credit future shine'. Designed for customers looking to build-up their credit or struggle to find the right financial product for them.  

The chrome Credit Card offers an initial limit from £250 to £1,000 but could be increased providing you show that you can manage the balance on your credit card sensibly.  The representative APR is 29.5% with no annual fee but you will be charged a fee of £12 if you make a late payment or go over your limit.

Representative APR is variable and ranges from 29.5% to 59.9%, depending on your current financial situation. 

Over time, if you prove you can manage your card and balances correctly, your credit limit could be increased to up to £4,000. 

The chrome Credit Card is provided by Vanquis Bank who offer plenty of bad credit credit card options. 

Company information

Registration number: 2558509



20 Fenchurch Street, London, EC3M 3BY

FCA registration

Reference No: 221156

Trading names: Vanquis Bank Limited, Aquis, Argos Credit Card, Black Diamond

Place of business: No. 1 Godwin Street, Bradford, West Yorkshire, BD1 2SU

Data protection registration

Registration No: Z767493X

Data controller: Vanquis Bank Limited

Address: No. 1 Godwin Street, Bradford, West Yorkshire, BD1 2SU

Apply Now