Aqua | Reward credit card

1068 reviews

39.9% Representative

Purchase rate: 39.94%

Representative example:

Representative Example: 39.94% standard purchase rate p.a (variable). 39.9% representative APR (variable). Based on credit limit of £1,200.

Aqua | Reward credit card customer reviews.

1068 reviews

4.0 out of 5 stars

Customer service below average
13:21 01-06-2018
ImageSmart Money People

Sometimes you might speak to someone who is friendly and helpful. Sometimes you might speak to someone who is friendly but hasn't a clue what they're doing. Most of the time, though, you'll speak to someone who sounds bored and couldn't give a stuff.


Lie and Cheat to Steal your Money
23:17 15-05-2018
ImageSmart Money People

As seen in the title this company will lie and cheat to take your money. Even provided a recording of a call showing them giving false information they wont ever admit fault. There are far far better companies out there choose any of those.


Great card
20:26 07-05-2017
ImageSmart Money People

Took a coupe of weeks to arrive after acceptance but other than that I have never had a problem. I do wish my card was contactless though

Kelly Miller

Pleased with there service
15:20 01-05-2017
ImageSmart Money People

They have been helpful and increased my limit after 4months would recommend

Nicholas Starr

Easy fast and fair
09:47 29-04-2017
ImageSmart Money People

I have an aqua credit card and they are brilliant they offered me the largest credit limit and I get a text every month if any charges or interest will make me exceed my limit and it is done before they take it so I find them fair the whole application process is fast and payments appear on the account quicker than the others I have overall highly recommended


About Aqua | Reward credit card

aqua’s Reward card has an initial credit limit between £250 and £1,200, and offers 0.5% of spending as cashback, up to a total of £100, which is paid out annually. The representative APR is 39.9% for an assumed spend of £1,200 to be repaid over one year. There is no annual fee for the Reward credit card, however you will be charged a fee of £12 if you have a late payment or go over your limit.

The Reward card from aqua is aimed towards customers who want to repair or improve their credit by keeping within the limit and making payments on time. This means that they do accept customers that have less than perfect credit as long as you haven’t declared bankruptcy in the last 18 months, or had a CCJ within the last year.

aqua allow Reward card customers to keep an eye on their balance using the online account management portal, which also allows you to change your payment date or repay some of your balance.

Company information

Registration number: 7297722


2 Pancras Square, London, N1C 4AG

FCA registration

Reference No: 690292

Trading names: Aqua Start, Aqua Advance, Aqua First, Aqua Gold, Aqua Reward, Aqua Classic

Place of business: 2 Pancras Square, London, N1C 4AG

Data protection registration

Registration No: Z272680X

Data controller: NewDay Ltd

Address: 2 Pancras Square, London, N1C 4AG

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