American Express | Platinum cashback everyday credit card
22.9% Representative
Purchase rate: 22.9%
Representative Example: The standard interest rate on purchases is 22.90% p.a. (variable), so when borrowing £1,200 the Representative APR will be 22.90% (variable).
American Express | Platinum cashback everyday credit card customer reviews.
3.2 out of 5 stars
Smart Money People
I enjoy some cashback but it's really hit or miss whether places will accept an Amex card.
Sarah Webb
Smart Money People
The Amex Platinum card is a great card with great benefits
Smart Money People
OK so you can't use it everywhere but the Platinum Everyday Cashback card gives you a very tasty 5% return with a maximum payback of £100.
Owen Richards
Smart Money People
Tried to cancel a card, but as I no longer have the card...was told I had to write in. When asked if I could cancel via a secure message (I still have access to my online account), I was told that wasn't possible...tried it anyway, and my request has been accepted. Asking me to write in to cancel is unacceptable in this day and age.
Mike
Smart Money People
The website is easy to use, their text updates are very helpful, and the reward for airmiles is great.
Jamie Elliott
Smart Money People
You get great offers giving you money back for spending at certain stores
Lorraine Folbigg
Smart Money People
A very easy credit card, and a fantastic online service that allows you to manage your card completely online, even to view your pin if necessary. The annual statements are also very useful.
Jessica steele
Smart Money People
The American express credit card very good for purchases.
JOHN DUNCAN
Smart Money People
Amex platinum cashback credit card means you can save while you spend and the added bonus are the many offers tailored to your account to save on a wide range of products and services.
Steve Ballard
Smart Money People
great card cashback given, complaints are dealt with quickly and fairly, great fraud prevention instantly spotted informed me , stopped the transaction, card and issued a new card all within a day or two can't ask better than that
Chirag Patel
Our review of American Express | Platinum cashback everyday credit card
Platinum Cashback Everyday Credit Card holders can benefit from fairly good cashback on their spending. After the first three months in which you can earn 5% up to £100, it will either be 1% or 0.5%, depending on how much you spend on the card.
The application for the Platinum Cashback Everyday Credit Card takes less than 10 minutes to complete online, and you may be able to receive a decision straight away. As well as financial protection in the form of Refund Protection and Product Protection, you’ll also be able to get priority tickets for events and theatre shows as well as insurance if you’re travelling.
American Express have received an average OPTIOSCORE for their Platinum Cashback Everyday Credit Card which is neither outstanding, nor disappointing. It’s very difficult to find any online reviews that are specific to this particular card, however the American Express brand in general are quite mixed. With a rating of ‘average’ from TrustPilot, customers are pleased with the reliability and online security, however there are customers that are dissatisfied with their customer service and that their cards aren’t accepted everywhere, although this is improving over time.
Overall verdict: The Platinum Cashback Everyday Credit Card from American Express does come with good benefits that will appeal to most customers, however, the cashback rates aren’t as good as other cards, even within American Express’s offering.
Highlights
- 5% cashback up to £100 for your first 3 months
- Earn up to 1% cashback if you spend over £5,001
- Purchase protection up to £2,500
- Refund protection up to £200
- Travel and shopping protection
- Priority invites and tickets to shows and events
Minimum criteria
- You must be aged 18 or over
- You need to have a UK bank or building society account
- You must have a permanent UK home address
- No history of bad credit or debt
Fees
- Maximum APR %
- Arrangement fee: £0
- Early repayment fee: £0
- Late payment fee: £0
About American Express | Platinum cashback everyday credit card
The Platinum Cashback Everyday Credit Card from American Express has an assumed credit limit of £1,200 and a representative APR of 22.9%. If you want to apply for one of these cards you will need to meet a certain set of criteria; you will need to be UK resident be aged over 18, have a current UK bank or building society account and you need to have a good credit history.
There is no annual fee for the Platinum Cashback Everyday Credit Card, but it does come with some benefits. With this card you’re entitled to Refund Protection – this means that your items are covered for up to 90 days and American Express will refund or replace them if they are worth less than £200, even if the retailer has refused. You can also benefit from priority tickets and events for theatre productions and music.
The Platinum Cashback Everyday Credit Card also comes with a few cashback incentives. For the first three months you can receive 5% cashback up to £100 and it will decrease to 1% after this time if you spend over £5,001 – if you spend under this then you’ll receive 0.5%. You can also request a supplementary card for family members free of charge and as an American Express Cardmember you’ll also benefit from certain protection when you travel.
Company information
Registration number: 1833139
Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX
FCA registration
Reference No: 661836
Trading names: American Express Services Europe Limited, American Express
Place of business: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX
Data protection registration
Registration No: Z9506659
Data controller: AMERICAN EXPRESS SERVICES EUROPE LIMITED
Address: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX
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