Barclays | Current Account

3545 reviews

Monthly fee: Free

AER: 0%

Barclays | Current Account customer reviews.

3545 reviews

1.5 out of 5 stars

Our review of Barclays | Current Account

The Barclays Current Account is free of charge for the standard account, however it can be tailored to your needs and additional extras can be added. For just £3 per month, you can join Barclays Blue Rewards and if you set up two Direct Debits from the account, and pay in at least £800 per month then you get a monthly return of £7. This may be a good idea if you’re going to use the Barclays Current Account as your main account, as if you earn at least £800 from your wages and have this paid straight into this account you’ll be on the way there to earning the reward. You can also earn cashback from well-known high-street retailers simply by using your debit card in store. The funds you earn are paid into an electronic wallet, but can easily be transferred to your main account using mobile or online banking.

If you’re looking to switch to this account from your previous account Barclays will take care of it. You’ll just need to give them a few details about your regular payments such as Direct Debits and standing orders, and they get them transferred to your new Barclays Current Account. This will all be completed within just seven days, but do check to see if you have any payments going out during this period as they could be affected and missed. You can also pay off the overdraft with your previous bank by either depositing the balance to your new Barclays account, or by pre-agreeing an overdraft amount. Then, during the switch, Barclays will clear the overdraft so that you can close your previous account.

Although the web doesn’t have reviews specific to the Barclays Current Account, we can take a look at the type of experience that customers have had with Barclays as a company. Unfortunately, TrustPilot have given them a rating of ‘bad’. Customers have complained about poor customer service, clunky mobile banking and being pushed from branch to telephone team and back again in order to sort out their issues.

Overall verdict: It’s a shame that Barclays have received such negative reviews, however do bear in mind that with such a big bank, this is inevitable. The standard Barclays Current Account offers a range of benefits, that can be customised to suit you - this is a nice touch.

Andrew Freelander
Written by
Andrew Freelander
Brand & Content Manager at Choose Wisely

Andrew joined Choose Wisely 5 years ago, originally working in a design capacity to make sure the website was simple to use. Most notably he worked with the Consumer Finance Association to design the comparison table of choice for High-Cost Short Term Finance products.


  • Keep control with the banking app
  • Overdrafts available up to £5,000
  • Sole and joint accounts available
  • Switch payments within 7 days
  • Cashback available
  • Account rewards such as £7 a month

Minimum criteria

  • You need to be aged 18 or over
  • You must be a UK resident
  • You must not be a student


  • Overdraft Rate: 0%
  • Credit Rate: 0%
  • APR: 0%
  • Monthly Fee: £0
  • Interest Rate: 0%

About Barclays | Current Account

The Barclays Current Account is available to UK residents over the age of 18 that are not in full time education. Customers are able to apply for an overdraft of up to £5,000, however this will depend on previous financial history and personal circumstances. There is no monthly fee for this account. The Barclays current account comes with a range of benefits such as a personalised debit card featuring your favourite photo and mobile and online banking to access your account, check the balance and make secure payments. If switching to the Barclays Current Account from another bank, Barclays guarantee that all the payments will be moved within seven days.

As a Barclays Current Account holder, you will also be given the chance to join Barclays Blue Rewards. This has a monthly cost of £3 but you are given back £7 per month if you deposit £800 into the account and have two Direct Debits set up, as well as being offered the opportunity to earn cashback by purchasing through one of Barclay’s partners such as Matalan, Boots, The Disney Store and Waterstones.

Customers can also choose to add other extras onto their Barclays Current Account such as the Home Protection Pack for £12 per month. This gives you AA boiler and central heating , home essentials and appliance cover. Customers can add an optional boiler service which does cost a little extra.

Company information

Registration number: 01026167


1 Churchill Place, London E14 5HP

FCA registration

Reference No: 122702

Trading names: Barclaycard, Woolwich, Standard Life

Place of business: 1 Churchill Place, London E14 5HP

Data protection registration

Registration No: Z5813704

Data controller: BARCLAYS BANK PLC

Address: 1 Churchill Place, London E14 5HP

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