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prepaid cards with no monthly fee

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FairFX | Sterling Anywhere Prepaid Card
Free
£9.95
Card fee
Average customer rating
4.6 out of 5

Highlights

  • No monthly fee
  • No application fee if you load more than £200
  • Competitive foreign exchange rates
  • Manage the card online or via the app
  • Unused funds can be converted back to Sterling or saved for next time

Minimum criteria

  • You must be aged over 18
  • You will need to be a UK resident
Tuxedo | Pay As You Go Prepaid Card
Free
£9.95
Card fee
Average customer rating
3.0 out of 5

Highlights

  • No credit checks during application
  • Accepted worldwide
  • No bank account needed
  • Wages can be paid directly onto card
  • Earn cashback

Minimum criteria

  • You must be aged over 18
  • You need to be a UK resident
  • You must be able to prove your identity and address
Bread Card
Free
£7.50
Card fee
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Highlights

  • Pay-as-you-go top up credit card
  • Accepted in over 30,000 locations in the UK
  • Your wages can be topped up onto the card
  • Receive your current balance by text for free
  • View balance and transactions online

Minimum criteria

  • You must be aged over 18
  • You need to be a UK resident
  • You must be able to verify your identity
Cashplus | Premier Business
Free
£5.95
Card fee
Average customer rating
2.6 out of 5

Highlights

  • Able to block certain transactions
  • Download statements easily in CSV format
  • Only £5.95 per card
  • Euro and US Dollar currency cards available
  • Reduces admin time

Minimum criteria

  • For businesses only
  • Business must be based in the UK
  • Applicant must be over 18 years old
WeSwap | Prepaid MasterCard®
Free
Free
Average customer rating
4.5 out of 5

Highlights

  • Swap currency with other WeSwap users
  • Accepted where the MasterCard logo is displayed
  • 18 currencies
  • The card will switch to the local currency automatically
  • No charge for swapping back to Sterling

Minimum criteria

  • You must be aged over 18
  • You will need to be a UK resident or of one of the other 9 countries accepted (see website for details)