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prepaid debit cards

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Think Money Current Account Plus
Free
Free
Average customer rating
3.9 out of 5

Highlights

  • Competitive rates
  • As you will have to have a current account with Think Money they will fairly assess your borrowing capacity

Minimum criteria

  • You must have a Think Money current account for at least 3 months
  • You must be aged 18 years or older
  • You must be a UK resident
APS | iCount Pay Monthly
£9.95
Per month
£4.95
Card fee
Average customer rating
3.4 out of 5

Highlights

  • Work towards improving credit history
  • Accepted where you see the MasterCard logo
  • Load it with £20 in the first 30 days and your application fee is refunded
  • Text alerts
  • Purchase protection
  • Manage the card via mobile

Minimum criteria

  • You must be aged at least 18
  • You need to be a UK resident
  • Additional cardholders must be over 13 years old
Bread Card
Free
£7.50
Card fee
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Highlights

  • Pay-as-you-go top up credit card
  • Accepted in over 30,000 locations in the UK
  • Your wages can be topped up onto the card
  • Receive your current balance by text for free
  • View balance and transactions online

Minimum criteria

  • You must be aged over 18
  • You need to be a UK resident
  • You must be able to verify your identity
CardOneBanking
£12.50
Per month
Free
Average customer rating
1.0 out of 5

Highlights

  • No credit checks
  • Disposable income can be automatically transferred to the card
  • Account Manager can set up all regular payments
  • Pay in at a bank or Post Office
  • Wages can be paid directly onto card
  • Manage the card online
  • Text alerts

Minimum criteria

  • You must be able to verify your identity
  • You must be aged over 18
  • You need to be a UK resident
Cashplus | Gold Activeplus
£5.95
Per month
£5.95
Card fee
Average customer rating
2.7 out of 5

Highlights

  • No credit checks during application
  • Free purchase protection
  • You can get your wage paid directly onto the card
  • Accepted worldwide where MasterCard logo is shown
  • Free unlimited UK purchases
  • Top up with under £1000 per month for free

Minimum criteria

  • You must be aged 18 or over
  • You need to be a UK resident
Cashplus | Gold Deluxe
£9.95
Per month
£5.95
Card fee
Average customer rating
2.5 out of 5

Highlights

  • No credit checks during application
  • You can get your wage paid directly onto the card
  • Improve your credit with the Creditbuilder service
  • Free ATM withdrawals in the UK
  • Free Direct Debits and standing orders
  • Free unlimited UK purchases
  • Top up with under £5000 per month for free

Minimum criteria

  • You must be aged 18 or over
  • You need to be a UK resident
Cashplus | Premier Business
Free
£69.00
Card fee
Average customer rating
2.2 out of 5

Highlights

  • Able to block certain transactions
  • Download statements easily in CSV format
  • Only £5.95 per card
  • Euro and US Dollar currency cards available
  • Reduces admin time

Minimum criteria

  • For businesses only
  • Business must be based in the UK
  • Applicant must be over 18 years old
FairFX | Sterling Anywhere Prepaid Card
Free
£9.95
Card fee
Average customer rating
4.6 out of 5

Highlights

  • No monthly fee
  • No application fee if you load more than £200
  • Competitive foreign exchange rates
  • Manage the card online or via the app
  • Unused funds can be converted back to Sterling or saved for next time

Minimum criteria

  • You must be aged over 18
  • You will need to be a UK resident
Tuxedo | Pay As You Go Prepaid Card
Free
£9.95
Card fee
Average customer rating
1.0 out of 5

Highlights

  • No credit checks during application
  • Accepted worldwide
  • No bank account needed
  • Wages can be paid directly onto card
  • Earn cashback

Minimum criteria

  • You must be aged over 18
  • You need to be a UK resident
  • You must be able to prove your identity and address
Tuxedo | Pay Monthly Prepaid Card
£4.95
Per month
£9.95
Card fee
Average customer rating
3.0 out of 5

Highlights

  • No transaction fees
  • No credit checks during application
  • Accepted worldwide
  • No bank account needed
  • Wages can be paid directly onto card
  • Earn cashback

Minimum criteria

  • You must be aged over 18
  • You need to be a UK resident
  • You must be able to prove your identity and address
WeSwap | Prepaid MasterCard®
Free
Free
Average customer rating
4.5 out of 5

Highlights

  • Swap currency with other WeSwap users
  • Accepted where the MasterCard logo is displayed
  • 18 currencies
  • The card will switch to the local currency automatically
  • No charge for swapping back to Sterling

Minimum criteria

  • You must be aged over 18
  • You will need to be a UK resident or of one of the other 9 countries accepted (see website for details)