Choose the right loan and get accepted today.

Choose the right loan and get accepted today.

Representative 49.7% APR.

Join over 2 million consumers getting their application accepted with Choose Wisely.

Our application process is the safest way to get an instant decision from UK direct lenders today. If approved cash can be in your account by: 12:00 PM. [*].

No obligation. 100% secure.
  • Borrow between £100 - £10,000.
  • Choose from lenders that have accepted your application.
  • Absolutely no fees, ever.
Representative 49.7% APR. Representative Example: Borrowing £1,200 at an interest rate of 0.34% per day for up to 75 days (124% per annum, variable) and a Representative rate of 49.7% APR (variable).
Choose Wisely is a trading style of Choose Wisely Limited and is a free to use price comparison website. Choose Wisely Limited is authorised and regulated by the Financial Conduct Authority as a credit broker not a lender, firm reference number 730574 and is registered with the Information Commissioner’s Office number Z3106681.

How to get a loan in 3 simple steps.

Affordability assessment.

1 form - takes 2 minutes to complete and your data is 100% secure.

Compare products.

Choose from lenders that have accepted your application.

Speedy finance.

If approved, the cash can be in your account in as little as 15 minutes.[†]

[*][†] Once accepted, your loan can be transferred to you in as little as 15 minutes. The time that it takes for the loan to show in your bank account will depend on your lender and your bank.