Wizz Cash
1265% Representative
Will lend between: £300 - £1,000
Over: 3 - 3 Months
Are you eligible for Wizz Cash?
Check your eligibility before you apply.
- Quick 40 second form.
- No impact on your credit file.
- Free personalised eligibility score.
Wizz Cash customer reviews.
1.0 out of 5 stars
Choose Wisely
Awful service from start to finish. Being asked to email my documents to numerious different emails for then to receive no reply for over 24 hours. Sent documents types which have been accepted by all other loan companies in the past but this company seems to have different procedures than all the other big lenders.
P L
Our review of Wizz Cash
Wizz Cash, founded in 2012, are a high-cost short-term lender based in London. They offer high-cost short-term loans of up to £1000 over a 3 month instalment plan. Their aim is to solve emergency cash flow needs with a short-term affordable solution.
Similarly priced to the majority of high-cost short-term lenders, Wizz Cash are capped at charging 0.8% interest per day of borrowing. Claiming to be a fast paced company, they state that the application process is straightforward and that, if approved, the money could be in your account in 60 minutes. It’s worth noting that Wizzcash will also not charge any additional fee for paying your loan back early, so if you can afford to do it, it’s worth doing.
Their website is laid out in an easy and clear to use fashion, with plenty of information about their product as well as short-term loans in general.
If you're considering taking out a Wizz Cash loan, the usual high-cost short-term loan health warning applies: make sure you can afford the repayments before you apply. Although Wizz Cash do not charge for missed or late payments, it will impact your credit file and make your financial life more difficult in the future. If you find yourself struggling to make your repayments make sure you let WizzCash know as they may be able to put you on a repayment plan to help out.
Overall verdict: Due to the lack of reviews on the internet about Wizz Cash, it seems that they are still a fairly unknown in the marketplace. Like all high-cost short-term loans, it is worth comparing your options and remember to make sure are able to make your repayments before you apply.
Andrew joined Choose Wisely 5 years ago, originally working in a design capacity to make sure the website was simple to use. Most notably he worked with the Consumer Finance Association to design the comparison table of choice for High-Cost Short Term Finance products.
Highlights
- No early repayment fees
- Equal monthly repayments, so you always know how much you are paying back
- 7 days a week applications accepted
Minimum criteria
- You must have a minimum income of £750 per month
- You must be employed
- You must have a UK mobile number
- If you miss a payment you may have to pay a £15 late payment fee
Fees
- Maximum APR 1265%
- Arrangement fee: £0
- Early repayment fee: £0
- Late payment fee: £15
About Wizz Cash
Wizz Cash are a short-term lender that have been lending to customers since 2012. First-time lenders can borrow up to £300, however, returning customers can borrow anything up to £1,000 over a 3 month borrowing period. A company driven by a commitment to responsible lending, they like to keep things straightforward. If your application is successful, you will receive your money in one lump sum and repay the loan over 3 months in equal monthly instalments.
Wizz Cash will not continually extend a growing line of credit, and they do not charge you any fees for repaying your loan early and advertise having no hidden fees with their loans. As with all lenders, they undertake a number of credit checks to ensure the sustainability of their candidates and they’ll only approve a loan if they’re confident you can meet the monthly repayments. Their minimum criteria are that you’re 18 or over, a UK resident and in current employment and take home a minimum of £750 a month.
FCA registration
Reference No: 673428
Trading names: Wizz Cash
Place of business: 4th Floor 7-10 Chandos Street London W1G 9DQ
Data protection registration
Registration No: Z2831320
Data controller: Emergency Cash Limited
Address: 4th Floor 7-10 Chandos Street London W1G 9DQ
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