Uncle Buck

1732 reviews

1249% Representative

Will lend between: £100 - £1,000

Over: 4 - 6 Months

Representative example: Representative Example: If you borrow £250 over 4 months at a Representative rate of 1249% APR and an annual interest rate of 292% (fixed) you would pay 3 monthly installments of £94.71 and one final payment of £91.19. The total charge for credit will be £125.32 and the total amount payable will be £375.32.

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Uncle Buck customer reviews.

1732 reviews

4.2 out of 5 stars

Our review of Uncle Buck

Uncle Buck offer short term installment loans up to a value of £1,000 that are repaid over four or six months. Uncle Buck will provide you with a summary of borrowing that outlines the repayment amounts and dates so you’ll be able to get an overview of the loan prior to making a commitment. As with any high-cost short-term product the usual warning applies. If you have any doubt whether you can afford to repay your loan on time and in full, then don’t apply. By missing or being late with repayments, you will not only harm your credit file but also could be subject to a number of fees, which can soon make things very expensive.

If you do borrow from Uncle Buck and happen to have some spare cash knocking around before the end of your loan term then you could benefit from making an overpayment or settling the loan early. Not only is this free of charge, but you could also be entitled to an interest rebate making your loan significantly cheaper.

They do have reviews on their website which link through to TrustPilot where they’ve achieved a score of 8.2 out of 10. Customers mainly have good things to say, commenting specifically on their friendly and efficient customer service. Uncle Buck reply to almost every review whether good or bad, to either say thank you or try to resolve the issue again reiterating Uncle Buck’s customer focus.

Written by: Alex

Highlights

  • Repay the loan in instalments to help with budgeting
  • If you settle the loan early you may be entitled to an interest rebate
  • Loan can be paid back over 3 months
  • No hidden fees or charges
  • Early settlement or partial payments free of charge

Minimum criteria

  • You must be aged 18 or over
  • You need to be a UK resident
  • You must be employed
  • Your salary must be paid into your bank account
  • You need to have a valid debit card
  • You must have an email address
  • You must have a mobile phone
  • No debt management plans, IVAs or bankruptcy

Fees

  • Maximum APR 1249%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £5

Uncle Buck Customer Question & Answers

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About Uncle Buck

Uncle Buck offer high-cost short-term instalment loans between £100 and £1,000 to be repaid over four or six months at a representative APR of 1250.2%. Their application process is completed online and if approved the funds can show in your account within 15 minutes depending on your bank’s processes (if your bank doesn’t accept faster payments then it can take up to three days). Uncle Buck can payout seven days a week, between 6am to 11pm. New customers of Uncle Buck will only be eligible to borrow up to a maximum of £500. Once this loan amount has been repaid in full and you've proved your ability to manage your loan, you could be eligible to apply for a larger amount if you decide to borrow again in the future.

During the application process Uncle Buck will need information such as your employment details, income and credit history – even though you don’t need to have perfect credit to apply, they will base the loan decision on your personal circumstances. If you’re declined for a loan with Uncle Buck then they may pass your details to a broker or lender that will be able to find a lender better suited to you – there is no fee or charge for this service.

Company information

Registration number: OC356091

www.unclebuck.co.uk

01959 543400

Building 707, Biggin Hill Airport, Westerham, Kent

FCA registration

Reference No: 640978

Trading names: Uncle Buck

Place of business: Riverbridge House, Anchor Boulevard, Crossways Business Park, Dartford, Kent, DA2 6SL

Data protection registration

Registration No: Z2487954

Data controller: UNCLE BUCK FINANCE LLP

Address: Riverbridge House, Anchor Boulevard, Crossways Business Park, Dartford, Kent, DA2 6SL

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk