Tick Tock Loans

No reviews for Tick Tock Loans

1218.63% Representative

Will lend between: £200 - £1,000

Over: 3 - 6 Months

Representative example: Borrow £300 and pay £125.53 per month for 4 months at a fixed interest rate of 292% per year. The total charge for credit is £202.00 (all interest). The Total Repayable is £502.00. 1218.63% APR Representative.

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Our review of Tick Tock Loans

Tick Tock Loans are a new lender which are backed by the more established Savvy Loans. They’re based in London and accept customers via their website, contacting them by phone to complete the application process. Tick Tock Loans focus on providing people with short term loans that have fast payouts and good customer service.

The loans are available for between £200 and £1000, which can be borrowed for 3 to 6 months, depending on the value. Tick Tock Loans don’t charge a fee for lending, so the loan has a relatively high APR to make up for this. The company has an ethical approach to lending, reaching out to customers before charging a fine for late repayment. However, as with all short term loans, the cost of borrowing is very high and there may be better options available to you.

As a new company, Tick Tock Loans doesn’t have a lot of reviews online, so it’s hard to tell what their customer service is like. However, their parent company Savvy has a reasonable reputation. Tick Tock Loans does seem to be built around the customer experience, with a simple website and sensible approach to the application process. After you have completed the first part of the application, a dedicated customer support agent will phone you up to complete it. This means that you’ll have an opportunity to ask questions and hear more about exactly what you’re signing up for. It’s worth working out how much you can afford to repay before applying - try to avoid applying for more than you need.

Our Verdict: Tick Tocks loans are a fresh new company with some good ideas about keeping their customers informed. The company is backed by the more-established Savvy Loans, but it’s hard to tell how good their customer service is at this early stage. If you’re considering a short term loan, it’s wise to check that you can afford the repayments and compare your options before applying.

Written by: Chris


  • Less that perfect credit considered
  • Their manual underwriting considers each application on its own merits
  • No early settlement fee

Minimum criteria

  • You may be subject to a fee of £12 is you miss a payment
  • You must have a direct debit facility
  • You must be a UK resident
  • You must be at least 18 years of age
  • You will have to verify your employment status


  • Maximum APR 1250%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £12

Tick Tock Loans Customer Question & Answers

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About Tick Tock Loans

Tick Tock Loans are a short term loan provider offering instalment loans over 3-6 months periods and loan amounts ranging between £200 and £1,000.

They consider customers with less than perfect credit and take each application its own merit.

Company information

Registration number: 08582046



Office 304, 154-160 Fleet Street, London EC4A 2DQ

FCA registration

Reference No: 718888

Trading names: Tick Tock Loans

Place of business: 2 Office 61 , 2 Lansdowne Row London W1J 6HL

Data protection registration

Registration No: ZA052861

Data controller: Savvy Loan Products Ltd

Address: 2 Office 61 , 2 Lansdowne Row London W1J 6HL

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk