APR: 1294.9% Representative
Loan amount: £50 - £1,000
Repayment duration: 1 - 3 Months
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QuickQuid customer reviews

3.1 out of 5 from 454 reviews

Stay away

12:07 10-02-2017

Imagevia Choose Wisely

Absolute muppets they sent a letter to my house because I had an overdue payment because my wage was coming late they doubled my original loan as intrest and than added another 40 pounds for 1 day extra complete heartless pr***s.


Customer service

14:46 02-07-2017

Imagevia Smart Money People

Best customer service i have ever dealt with. Dont speak to you like your beneath them like other companies just because you're asking for a loan. Great attitude and great company

Brian Kelly


04:05 02-03-2016

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Best by far

13:06 29-06-2017

Imagevia Smart Money People

User friendly web site, easy to use and navigate around. Simple to understand terminology, informative.

P Sullivan

Only take what u can afford

00:46 26-12-2013

Imagevia Choose Wisely

As yet I have never had any bad experience with quick quid ! I've only ever taken out what I can afford to pay back that's the only way this works. I use flexi account though have never used the full amount as this would put me in a hole.


Best by far

13:05 29-06-2017

Imagevia Smart Money People

User friendly web site, easy to use and navigate around. Simple to understand terminology, informative.

P Sullivan

Quick Quid...more like a joke

10:39 14-10-2013

Imagevia Choose Wisely

I called quick quid on saturday for a loan .I checked my online status it said approved I looked at the date ....they had put it down for the Monday, I then called them back about this on the Saturday...to be told don't worry mam it will be in you account today (Saturday) ha what a joke waited sat, sun and Mon then called them back to complain to be told it will be in your account today... At some point I would not use this so called company if you are needing money on the day you apply it all seems a bit dodgie especially if you keep checking your online status as after I phoned today my status sent from approved to issued yet there are no funds in my account ....how can someone say issued before you actually receive the money....quick quid I say more shit quid!!!!!!! Go to bloody Wonga! I had to issue one star so I could post as it wouldn't get any stars it won't let me remove them so beWARE


Average experience

08:22 25-06-2017

Imagevia Smart Money People

Probably one of the worst of these type of companies and they have a strange approach to lending as one minute will approve a borrower and the next minute decline even after you pay on time and in full and have nothing owing elsewhere, therefore their lending decisions make no sense. They also tell you that you can't open your account with them again if you ask to close it which is not a good way to potentially get a customer to come back in the future. The interest rates are ridiculously high and you can't repay back early online, you need to call them or use their web chat to do so. I would not recommend.



14:35 28-08-2013

Imagevia Choose Wisely

Dont not use them. I had a few loans with them for small amounts. However they do a full credit search against you, which in turn affects your credit rating



23:19 22-06-2017

Imagevia Smart Money People

You cannot pay back early online... you have to speak to an operator to pay back early. Plus as it is an American company I am pretty sure they have shared my information with lots of American third parties without my consent (to my knowledge)

Andrew mercer

Our review of QuickQuid

Our review by Alex
Written by: Alex
Consumer sentiment


QuickQuid are a lender that offer a good range of flexible payment options to their customers. As well as the three repayment periods on offer (one, two or three months), they also allow trustworthy customers to apply for top-ups and extensions on their loan. An extension may seem like an attractive option, however you will have to pay more interest in the long run so the loan will become more expensive. To prevent customers from incurring high charges, QuickQuid will only allow a maximum of two extensions per loan.

On the other hand, if you are able to repay your loan early or make partial payments then you can do this easily on your QuickQuid account section free of charge. This will mean that overall you will pay less for your loan and will prove to QuickQuid that you’re a responsible borrower if you ever needed to apply to them again. They do highlight on their website that this isn’t a long-term borrowing solution, however if you do want to apply for another loan with them, QuickQuid would allow you to do so the day after your final payment has been made.

As with any high-cost short-term product the usual warning applies. If you have any doubt whether you can afford to repay your loan on time and in full, then don’t apply. By missing or being late with repayments, you will not only harm your credit file but could be subject to a number of fees, which can soon make things very expensive.

Overall verdict: Their added features such as the online account to manage the loan and the prospect of extensions make them worth researching, however, it does pay to shop around as there are cheaper lenders with better customer ratings.


  • Flexible payment periods available.
  • Customers can apply for a top-up of the loan
  • Extensions are available
  • Payouts are made using the Faster Payment Service
  • Applications can be approved on the weekend

Minimum criteria

  • You must be aged at least 18
  • You need to be a resident of the UK
  • You must be employed and receiving a regular paycheque
  • You must have a valid UK bank account


  • Maximum APR 1294.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £15

QuickQuid Customer Question & Answers

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About QuickQuid

QuickQuid are a high-cost short-term lender that offer loans up to £1,000 for new customers or £1,500 for those who have returned, both at a representative APR of 1294.9%. Customers have a number of options when repaying the loan. Firstly they can choose to pay back in one payment of one month which consists of their loan amount and interest. Secondly they can chose to repay in two payments over two months with the accrued interest being paid on the first payment date and then the original loan amount and additional interest on the second. The final option is to repay over three months, paying interest only on the first two repayment dates and then the original loan amount and any additional interest on the third.

The application is completed online and once approved it only takes 10 minutes for the funds to show in your account. QuickQuid use faster payments, but if your bank doesn’t support this then it can take a little longer. During the application you will need to provide your employment information, financial and monthly expense information and your bank account details so have these ready to keep the loan moving along smoothly. Customers with bad credit are able to apply, however QuickQuid will take all your circumstances into consideration when making a decision on the loan.

If you prove to be a trustworthy borrower then you may be granted a top-up on the loan. If this is the case, then you may be able to request an amount that would add up to £1,500 when your remaining balance is added to it. If you do choose to do this then you will have to either repay the whole amount within your original loan term, or you can apply for an extension on the loan.

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Provider last seen: 3:24pm 24/1/2018
Product data last updated: 9:51am 8/3/2018
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk