484 reviews

1300.5% Representative

Will lend between: £50 - £1,000

Over: 1 - 3 Months

Representative example: Amount of credit: £250 for 74 days with one repayment of £74.00 and one repayment of £324.00. Interest: £148.00. Interest rate: 292% pa (fixed). 1300.5% APR Representative.

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QuickQuid customer reviews.

484 reviews

2.9 out of 5 stars

Stay away
12:07 10-02-2017
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Absolute muppets they sent a letter to my house because I had an overdue payment because my wage was coming late they doubled my original loan as intrest and than added another 40 pounds for 1 day extra complete heartless pr***s.


04:05 02-03-2016
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Only take what u can afford
00:46 26-12-2013
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As yet I have never had any bad experience with quick quid ! I've only ever taken out what I can afford to pay back that's the only way this works. I use flexi account though have never used the full amount as this would put me in a hole.


Quick Quid...more like a joke
10:39 14-10-2013
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I called quick quid on saturday for a loan .I checked my online status it said approved I looked at the date ....they had put it down for the Monday, I then called them back about this on the Saturday...to be told don't worry mam it will be in you account today (Saturday) ha what a joke waited sat, sun and Mon then called them back to complain to be told it will be in your account today... At some point I would not use this so called company if you are needing money on the day you apply it all seems a bit dodgie especially if you keep checking your online status as after I phoned today my status sent from approved to issued yet there are no funds in my account ....how can someone say issued before you actually receive the money....quick quid I say more shit quid!!!!!!! Go to bloody Wonga! I had to issue one star so I could post as it wouldn't get any stars it won't let me remove them so beWARE


14:35 28-08-2013
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Dont not use them. I had a few loans with them for small amounts. However they do a full credit search against you, which in turn affects your credit rating


13:36 15-03-2013
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Quickquid is a joke DO NOT USE. we borrowed some money at the start of the month to tide us over but sadly i was made redundent before the month was over. i rang them for help but they pretty much told me to do one and at the end of the month took the money and added charges for no reason, when i rang up to chase this up they refused to talk to me and kept hanging up. DO NOT USE this is the company your dealing with if you get stuck they will empty your bank account and leave you hanging.


Loyalty? This shower don't know the meaning of the word!
03:13 09-10-2012
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I've used QuickQuid for many years now and have to say, in all honesty, that they were always very good. I was very clever with them and never took the loan for the full term, by jiggling things around and repaying early. However, this is where the problem started. It would appear that QuickQuid took offence to the fact that I always repaid earlier, via their live chat service.When I went on the website on my last visit to apply for a loan, for a holiday I had coming up, it came through as being approved. However, when I woke up the next morning and rechecked the status, it was showing as 'application referred'. I didn't think much of this and awaited another email saying it had all gone through OK. To my complete and utter surprise, I then tried to log in to my account to find I couldn't. It was saying that my account email and password were incorrect. After several more failed attempts, I logged on to live chat. What I was told was absolutely unbelievable. My loan had been declined and my account had been closed down. I tried to reason with the adviser and said how could somebody who always pays off their loans on time and has been a regular and loyal customer be, literally, be booted out as a customer. She didn't know what to say, but was apologetic. I didn't bother persuing it, as there are plenty of other companies out there who are looking for business. If this company thinks this is an acceptable way to treat existing, loyal clients, then they'll be out of business quicker than they think.


19:32 05-10-2012
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i took out this payday loan. then relised i could not pay it do to redundancy, so got in touch with a debt management company who took on dealing with it.i have found out today that quick quid have sent a letter to my mums adress adressed to me but i havent lived there for over 2 years and i also have never given them my mums adress so i dont know where they got it. they also know im in debt management


amazing company
14:38 21-09-2012
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I got 60 days overdue on my payment they froze the intrest after a week missed payment and now they rang me to say i could pay £50 back every 2 weeks untill the 300 pound is paid back , this company is by the best payday loan lender

Matthew Davies

Good service
08:02 28-06-2012
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Simple, fast and fair. Have used service three times and been issued loan within 10mins every time. Got great 1st time discount through using money supermarket promo code. Which I would highly recommend. So far so good.


Our review of QuickQuid

QuickQuid are a lender that offer a good range of flexible payment options to their customers. As well as the three repayment periods on offer (one, two or three months), they also allow trustworthy customers to apply for top-ups and extensions on their loan. An extension may seem like an attractive option, however you will have to pay more interest in the long run so the loan will become more expensive. To prevent customers from incurring high charges, QuickQuid will only allow a maximum of two extensions per loan.

On the other hand, if you are able to repay your loan early or make partial payments then you can do this easily on your QuickQuid account section free of charge. This will mean that overall you will pay less for your loan and will prove to QuickQuid that you’re a responsible borrower if you ever needed to apply to them again. They do highlight on their website that this isn’t a long-term borrowing solution, however if you do want to apply for another loan with them, QuickQuid would allow you to do so the day after your final payment has been made.

As with any high-cost short-term product the usual warning applies. If you have any doubt whether you can afford to repay your loan on time and in full, then don’t apply. By missing or being late with repayments, you will not only harm your credit file but could be subject to a number of fees, which can soon make things very expensive.

Overall verdict: Their added features such as the online account to manage the loan and the prospect of extensions make them worth researching, however, it does pay to shop around as there are cheaper lenders with better customer ratings.

Written by: Alex


  • Flexible payment periods available.
  • Customers can apply for a top-up of the loan
  • Extensions are available
  • Payouts are made using the Faster Payment Service
  • Applications can be approved on the weekend

Minimum criteria

  • You must be aged at least 18
  • You need to be a resident of the UK
  • You must be employed and receiving a regular paycheque
  • You must have a valid UK bank account


  • Maximum APR 1300.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £15

QuickQuid Customer Question & Answers

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About QuickQuid

QuickQuid are a high-cost short-term lender that offer loans up to £1,000 for new customers or £1,500 for those who have returned, both at a representative APR of 1300.5%. Customers have a number of options when repaying the loan. Firstly they can choose to pay back in one payment of one month which consists of their loan amount and interest. Secondly they can chose to repay in two payments over two months with the accrued interest being paid on the first payment date and then the original loan amount and additional interest on the second. The final option is to repay over three months, paying interest only on the first two repayment dates and then the original loan amount and any additional interest on the third.

The application is completed online and once approved it only takes 10 minutes for the funds to show in your account. QuickQuid use faster payments, but if your bank doesn’t support this then it can take a little longer. During the application you will need to provide your employment information, financial and monthly expense information and your bank account details so have these ready to keep the loan moving along smoothly. Customers with bad credit are able to apply, however QuickQuid will take all your circumstances into consideration when making a decision on the loan.

If you prove to be a trustworthy borrower then you may be granted a top-up on the loan. If this is the case, then you may be able to request an amount that would add up to £1,500 when your remaining balance is added to it. If you do choose to do this then you will have to either repay the whole amount within your original loan term, or you can apply for an extension on the loan.

Company information

Registration number: FC032279



483 Green Lanes, London, N13 4BS

FCA registration

Reference No: 673738

Trading names: Quick Quid, Bill For Later, Pounds To Pocket, Slow Pay, Extend My Bill, Cashnet Uk

Place of business: 23 Austin Friars, London, EC2N 2QP

Data protection registration

Registration No: Z9919587

Data controller: CASHEURONETUK LLC

Address: 23 Austin Friars, London, EC2N 2QP

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk