Prestige Vintage

834 reviews

89% Representative

Will lend between: £1,000 - £1,000,000

Over: 0 - 60 Months

Representative example: Representative Example: If you borrow £1,000 over 18 months at a representative rate of 89% APR and an annual interest rate of 39.60% (fixed), you would pay 18 monthly instalments of £88.57. The total charge for credit will be £594.08 and the total amount payable will be £1,594.08
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Prestige Vintage customer reviews.

834 reviews

4.7 out of 5 stars

Our review of Prestige Vintage

As the Prestige and Vintage name would suggest, these logbook loans from Car Cash Point are for securing luxury items such as classic cars, yachts and even aircrafts. As the stakes are higher, you can borrow up to 75% of your vehicle’s trade value to a maximum of £1,000,000. You can also choose to continue to use your vehicle, or pawn it where it will go into storage until you have completed the loan. If you choose this option Car Cash Point make it clear that there is regular maintenance to the vehicle, including regular car washing, bi-weekly wheel rotations and a monthly start-up.

There is also no credit checking for the Prestige and Vintage option, which means that it won’t leave an imprint on your credit file. Car Cash Point can offer this because of the high value of the luxury vehicles that are put up as security against the loans. The best rate guarantee is also available on Prestige and Vintage, so if you are able to find a lower price on another website, then they will beat it by 10%.

Although there are no specific reviews for Prestige and Vintage, we can learn about the provider, Car Cash Point. On TrustPilot they have received a rating of ‘excellent’. This can probably be attributed to their professional service, friendly customer service and cost-efficiency.

Overall verdict: If you have a luxury item that you’re willing to put up as security for the loan then Prestige and Vintage is perfect. Their outstanding customer reviews will put you at ease and if you do decide to let them store your vehicle you can rest assured it will be cared for. However, do bear in mind the high APR and the fact that ownership of the vehicle is at risk if you fail to meet the repayments.

Written by: Alex

Highlights

  • No formal credit check completed
  • Loans up to £1,000,000
  • No fee for settling the loan early
  • Option to pawn your vehicle
  • Secure against vehicles, boats & yachts and aircrafts

Minimum criteria

  • You must be aged over 18
  • You need to be a UK resident
  • You will need to be located near a branch
  • The applicant’s name must be on the V5

Fees

  • Maximum APR 89%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

About Prestige Vintage

Prestige and Vintage is the premium service offered by Car Cash Point. These logbook loans, secured against a vehicle, can be between £1,000 to £1,000,000 and can cover up to 75% of the trade value of the vehicle being secured. The representative APR is 89% and repayments are on flexible terms between one and five years in monthly repayments. Customers are able to settle their loans early at any time with no fee or charge and can even make overpayments and benefit from reducing the cost of the debt.

The types of vehicle that the Prestige and Vintage loans can be secured against can range from quality car marques such as Aston Martin, Bentley and Lotus, through to boats and yachts, caravans and motorhomes and even aircrafts. This means that you can choose to either continue to use your vehicle, or pawn it to be placed into safe and secure storage until your loan has been completed.

To apply for a loan with Prestige and Vintage you will need to complete an application online or over the phone for a quotation, you will then need to either speak to one of their representatives in store, or at your home to complete the loan via fast money transfer to your account. In return you will need to provide them with documentation, such as your V5 document, which acts as security against the loan.

Company information

Registration number: 7345897

www.carcashpoint.com

0333 220 4419

Park House

FCA registration

Reference No: 639453

Trading names: Gold Cash Point, Jewlery C, Car Cash Point Limited

Place of business: Park House, 26 North End Road, London, NW11 7PT

Data protection registration

Registration No: Z2377293

Data controller: CAR CASH POINT LIMITED

Address: Park House, 26 North End Road, London, NW11 7PT

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