On Stride

336 reviews

315.4% Representative

Will lend between: £150 - £5,000

Over: 6 - 36 Months

Representative example: Amount of credit: £900 for 10 months at £162.56 per month. Total repayment of £1,625.60. Interest: £725.60. Interest rate: 140% pa (fixed). 315.4% APR Representative.

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On Stride customer reviews.

336 reviews

4.3 out of 5 stars

Our review of On Stride

On Stride, part of the same company that own QuickQuid and Pounds to Pocket, offer loans at a range of representative APRs depending on the applicant’s credit history and personal circumstances. Their lower rates of 29% and 45% are very good, especially as there is no guarantor required for this loan and they accept customers who may not have perfect credit history.

Their application process is very detailed and they take the time to make sure that customers can afford the loan which is a positive sign. To apply you will need to present information of your employment, show paycheques and bank statements in order for them to process your application and find the interest rate suitable for you. Although this can be seen as a bit of a pain and inconvenience, it’s a confidence booster that you’re dealing with a company that does have its customers’ interests at heart. On Stride also try to show their responsible side by reassuring applicants that their site is secure and giving them top tips for choosing the best personal loan.

On TrustPilot On Stride have received a score of 8.8 out of 10 which is classed as ‘great’. Customers have praised their customer service team, the straightforward process and the speed from the beginning of the application to the pay out of the loan. Some poor reviews are from customers who have been through the application and sent the necessary documentation but where then declined, which is fair enough if they hadn’t met the criteria.

Overall verdict: On Stride position themselves as a responsible lender that can provide loans at a rate that is appropriate to the circumstances of the borrower. They don’t have any hidden charges or fees and their lowest APRs are decent. They seem to have a detailed application process, which can seem inconvenient, but the positive reviews online suggest that it’s worth it in the end.

Written by: Alex


  • No early repayment or late fees
  • Simple online application
  • Funds available same day as approval
  • Rates based on your credit history

Minimum criteria

  • You must be aged 18 or over
  • You need to have a UK bank account
  • You will need a valid debit card to repay the loan
  • You must be employed and receive a regular paycheque
  • You must be a resident of the UK


  • Maximum APR 315.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

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About On Stride

On Stride offer unsecured personal loans between £150 to £5,000 to be repaid over one to five years and at a representative APR of 315.4%. As with many other lenders, your credit history, the amount being borrowed and your personal circumstances can all affect the rate you’re offered. On Stride also state that loans can be available at 29% and 89% so you may not receive the advertised rate, but you will receive one tailored to your credit history and circumstances.

Customers must complete their application for an On Stride loan online and to make the application faster it’s best to have the required information to hand including your employment details, address history, bank details and a bank statement dated within the last 30 days. On Stride highlight that their website is secure and that customers’ personal information is protected at all times.

Once the application is completed and submitted it will be reviewed by On Stride who will let you know how much you are able to borrow (if you qualify), the length of loan term and the interest rate. This can take a couple of days, however if you are approved them the funds can appear in your account within the same day.

Company information

Registration number: BR017026



483, Green Lanes, London, N13 4BS

FCA registration

Reference No: 715198

Trading names: EuroNetCash LLC, OnStride, First Bridge, Pounds 2 Pocket, Upward

Place of business: Capital Services, Inc. 615 South Dupont Highway Kent County, Dover, Delaware 19901 19901

Data protection registration

Registration No: ZA035414

Data controller: EURONETCASH, LLC

Address: Capital Services, Inc. 615 South Dupont Highway Kent County, Dover, Delaware 19901 19901

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk