Due to COVID-19 many of our lenders have reduced or stopped accepting new customers, which may result in less options in your comparison results. If you're worried about the impact of COVID-19 on your finances, have a look at our Financial Health and Money Tips.



No reviews for Motorkitty

171.9% Representative

Will lend between: £500 - £5,000

Over: 3 - 24 Months

Representative example: Amount of credit £1000 repayable by 12 monthly repayments of £137.50 at a fixed annual interest rate of 65%, Representative APR 171.9%. Total cost of credit £650. Total amount repayable £1650.

Are you eligible for Motorkitty?

Check your eligibility before you apply.

  • Quick 40 second form.
  • No impact on your credit file.
  • Free personalised eligibility score.
Check Eligibility

No reviews for Motorkitty

Our review of Motorkitty

Motorkitty are a logbook lender that can provide loans that are secured against the applicant’s vehicle. This means that if you’re unable to repay your loan they will seize your vehicle and you will have to hand it over to them. Motorkitty will keep the logbook for you car until the loan is repaid in full, but pride themselves on being understanding of customers running into unexpected financial difficulty. So if you become worried that you won’t be able to make a repayment, contact them as soon as you can and they’ll discuss possible options for you to get your repayments back on track. They call this ‘grace periods’. On the other hand they offer free early repayments, and encourage them, for if you find you’re able to pay off the balance before the agreed loan term is up- which is always a plus.

Motorkitty consider varying financial situations, and they make their decision to accept or decline an application based on your affordability of the repayments. Approval of applications are almost instant, which is then followed by an agent from Motorkitty visiting you at a convenient time to finalise everything and complete the paperwork for successful applicants. The process seems fairly straightforward and quick, after all paperwork has been completed and verified, the payment of your loan could be paid in as little as 30 minutes.

With a fairly average representative APR in the logbook loan market and pride in their customer service, Motorkitty’s features make them a lender worth considering. Logbook loans are a suitable product if you’re struggling to find other types of credit, but it goes without saying, always be certain you can afford to repay a logbook loan because your vehicle is at risk of repossession if you fail to pay off the debt.

Andrew Freelander
Written by
Andrew Freelander
Brand & Content Manager at Choose Wisely

Andrew joined Choose Wisely 5 years ago, originally working in a design capacity to make sure the website was simple to use. Most notably he worked with the Consumer Finance Association to design the comparison table of choice for High-Cost Short Term Finance products.


  • No hidden charges or fees
  • Accept customers with poor credit history
  • All types of employment considered
  • Early repayment permitted
  • Borrow up to 70% of the vehicle trade-in value

Minimum criteria

  • You must be over 18 years old
  • Vehicle must be free from finance
  • Vehicle must have comprehensive insurance


  • Maximum APR 171.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

Motorkitty Customer Question & Answers

Have a question for Motorkitty?
Ask the first question

About Motorkitty

Motorkitty is a trading name of Creative Finance Corp Limited and launched in 2016. They are a specialist provider in short term loans.

Motorkitty pride themselves on being the cheapest fastest and hassle free logbook loan lender in the UK lending customers between £500 and £5,000 and provided customers meet the credit worthiness assessment can issue out same day payments. Customers are also able to settle early and should that happen there is no early repayment fee or fees, you simply pay interest to the date you've had the loan. 



Company information

Registration number: 09463062



1 Parkshot, Richmond, TW9 2RD

FCA registration

Reference No: 702435

Trading names: motorkitty.co.uk

Place of business: 1 Parkshot, Richmond, TW9 2RD

Data protection registration

Registration No: ZA244537

Data controller: Creative Finance Corp Limited

Address: 1 Parkshot, Richmond, TW9 2RD

Apply Now
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk