Loans 2 Go

686 reviews

450.5% Representative

Will lend between: £250 - £50,000

Over: 12 - 60 Months

Representative example: Representative Example: If you borrow £850 over 18 months at a flat rate of 132% per annum (fixed) with a representative 450.5% APR you will make 17 monthly payments of £140.72 and one payment of £140.76. Total amount repayable £2,533 and total cost of credit will be £1683.

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Loans 2 Go customer reviews.

686 reviews

4.3 out of 5 stars

Proving expensive over time
11:41 19-12-2016
ImageChoose Wisely

Loans 2 Go helped me at a very difficult time. Service is excellent and I knew the terms of the loan. However the APR is ludicrously high and I find myself struggling to pay off the final few months of both car loan and Homeowner loan. They even sent a default on the Homeowner loan because I had fallen two months behind. In short, try and repay quickly. Do not get tied down with paying the minimum payment each month because over time it will catch up with you.

peter

Disappointed
20:03 26-04-2016
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I was very disappointed with decision not to be given a loan from Loans 2Go today. I was a recent customer with good track record. I felt I was led to believe that I would be able to get another small loan against my car (£400) I had previously borrowed £500 and paid back in full. I travelled from Huddersfield to Halifax with all my documents as required only to be turned down even the member of staff said that I had a good track record. I think they should work things out over the telephone before leading up the garden path.

jacqui Russell

Rip off dishonest thieves!
19:59 20-04-2016
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Avoid at all costs, absolute thieving scum, they do not follow FCA guidelines either. In the process of taking this company to court!

John smith

Excellent
21:06 01-03-2016
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Had an appointment with an employee from loan's 2go she was very good and made me feel at ease.she made it fast and simple and the re-payments suit my budget.

Daniel alexander

Our review of Loans 2 Go

Loans 2 Go have been operating since 2002 with the aim to make the process of borrowing as simple, speedy and convenient for their customers as possible – if applying in branch you can receive the loan right away and even request it in cash. If you are unable to visit a branch you can speak to one of the Loans 2 Go advisors over the phone who will be able to process the application for you.  

Loans 2 Go consider applicants regardless if they are employed, self-employed or a small business owner. They also pride themselves on their dedicated team that are on hand to help throughout the duration of your loan.

Overall verdict: Although Loans 2 Go are an expensive option they have received strong reviews, highlighting their focus on customer service. The obvious warning that comes with this product is that if you cannot keep up with your repayments you risk losing your vehicle. It’s therefore vital you’re sure you can afford the repayments before you apply.

Written by: Alex

Highlights

  • Loans issued in branch are paid in cash
  • Apply in branch, via phone or online
  • Accept customers with poor credit
  • Mobile representatives where there are no branches

Minimum criteria

  • You must be aged 18 or over
  • You need to be a UK resident
  • The applicant’s name must be on the V5
  • Your vehicle must be free of finance.

Fees

  • Maximum APR 450.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

Loans 2 Go Customer Question & Answers

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About Loans 2 Go

The Loans 2 Go Logbook Loans are secured loans from £250 and £50,000 over a range of terms to suit your budget and requirements. When taking out a logbook loan, you will be required to put your vehicle up as security against the loan – you can still drive it, but you will need to give Loans 2 Go the V5 document. This means if you should fall behind on payments, your vehicle can be seized. Your vehicle also needs to be free of finance in order to apply for a logbook loan. 

If you have struggled with credit in the past or have been declined for credit, you may still be able to get a logbook loan with Loans 2 Go. You will need to provide proof that you can afford the repayments each month so may need a breakdown of your monthly incomings and outgoings.

To apply with Loans 2 Go you can either complete the form online and then speak to an advisor, or visit one of their 55 branches. If doing this you will need to bring your V5, photographic ID, proof of address and proof of income.

Company information

Registration number: 4519020

www.loans2go.co.uk

03304000403

Bridge Studio, 34a Deodar Road, Putney, London, SW15 2NN

FCA registration

Reference No: 679836

Trading names: Loans2Go

Place of business: Bridge Studio, 34a Deodar Road, Putney, London, SW15 2NN

Data protection registration

Registration No: Z720743X

Data controller: Loans 2 Go Limited

Address: Bridge Studio, 34a Deodar Road, Putney, London, SW15 2NN

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk