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Representative 13.54% APR

Will lend between: £500 - £15,000

Over: 5 - 60 Months

Representative example: Borrow £10,000 over 36 months with a Representative 13.54% APR and an annual interest rate of 8% (fixed), you would pay 36 monthly installments of £335.81. The total charge for credit will be £2089.16 and the total amount payable will be £12,089.16.

Are you eligible for Leap?

Check your eligibility before you apply.

  • Quick 40 second form.
  • No impact on your credit file.
  • Free personalised eligibility score.
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  • Make larger monthly payments or pay off your loan early with no penalties
  • A one-off administrative fee when setting up your loan
  • A monthly borrowing fee with your repayments
  • A £10 late payment fee for missed payments

Minimum criteria

  • You’re a UK resident aged 21 or over with at least 5 years of UK address history
  • You have an income of at least £25,000
  • You have a UK bank account in your name
  • No CCJs, defaults, IVAs, DROs in the last 6 years


  • Maximum APR 13.54%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £10

About Leap

Leap offers loans to help people pay off their debts and take control of their money. Customers can borrow up to £15,000 that can be paid back over 12-60 months.

If you’re making repayments on one or more debts, Leap might be able to reduce your monthly payment by lowering your rate of interest. There are no hidden penalties. If you want to overpay your monthly amount or pay off your loan early, you’re free to do so. Leap will charge you an administrative fee to pay for the searches and reports used to set up your loan. Your repayment rate will then include a portion of their borrowing fee to enable them to provide an excellent service to their ustomers. 

Your interest rate will never go up, but it could go down over the lifetime of your loan as every three months Leap will review whether you have reduced your debt compared to the day you applied for your loan. If you meet the requirements your repayments will go down.

Company information

Registration number: 07401825



Signia Money Ltd, FKS House, 40-44 Newman Street, London. W1T 1QD

FCA registration

Reference No: 631257

Trading names: LeapLending

Place of business: Signia Money, FKS House, 40-44 Newman Street, London W1T 1QD

Data protection registration

Registration No: ZA005679

Data controller: Signia Money Limited

Address: Signia Money, FKS House, 40-44 Newman Street, London W1T 1QD

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