Creditspring Plus
38.6% Representative
Will lend between: £500 - £1,000
Over: 6 - 12 Months
Are you eligible for Creditspring Plus?
Check your eligibility before you apply.
- Quick 40 second form.
- No impact on your credit file.
- Free personalised eligibility score.
No reviews for Creditspring Plus
Highlights
- Borrow two £250 advances over 12 months.
- You have 4 months to pay back each advance.
- You must be a Credit Spring member for 14 days before you can borrow your first £250.
- Borrow your second advance only after you have repaid the first on time and in full.
- Fees are £8 per month (£96 per year).
- Interest rate of 0% fixed.
Minimum criteria
- You must be 18 or over.
- Membership is subject to affordability and credit checks when you apply.
- You must have a UK bank account.
- You must be in full-time employment and earning over £20,000/year.
- No recent CCJ, IVAs or bankruptcies.
Fees
- Maximum APR 38.6%
- Arrangement fee: £0
- Early repayment fee: £0
- Late payment fee: £0
About Creditspring Plus
Creditspring Plus is a no-interest-loan product from Inclusive Finance Limited offering £500-£1,000 over 6-12 months in monthly instalments.
The cost of a Creditspring Plus membership for a year is £96. Customers will pay this at rate of £8 per month, whether they borrow or not and there are no other fees or charges.
Customers can borrow money from Creditspring after the end of a 14-day withdrawal period and then repay exactly what's been borrowed over 6-12 monthly instalments (first payment slightly more, followed by equal monthly repayments until the loan has been repayed), along with the £8 monthly membership fee.
Once you have been accepted as a customer, your credit is guaranteed. As long as your monthly fees are up to date, you can borrow money from Creditspring at a moment's notice.
Company information
Registration number: 10522518
Studio 5.19, Grand Union Studios, 332 Ladbroke Grove, London, W10 5AD
FCA registration
Reference No: 786052
Trading names: Credit Spring
Place of business: Studio 5.19, Grand Union Studios, 332 Ladbroke Grove, London, W10 5AD
Data protection registration
Registration No: ZA252803
Data controller: Inclusive Finance Limited
Address: Studio 5.19, Grand Union Studios, 332 Ladbroke Grove, London, W10 5AD
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