Creditspring Plus

Name: Creditspring Plus
Brand: Inclusive Finance Limited
SKU: 786052
Rating: 3.5 (22 reviews)

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43.1% Representative

Will lend between: £500 - £1,000

Over: 6 - 12 Months

Representative example: Representative example: Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed), Representative 43.1% APR. Total amount payable £1,120. Because of changes we’re making to the Plus product the APR will also change for the Core product.

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[email protected]

www.creditspring.co.uk

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Creditspring Plus customer reviews.

3.5 out of 5 stars

Highlights

Borrow two £500 advances over 12 months.
You have 6 months to pay back each advance.
You must be a Credit Spring member for 14 days before you can borrow your first £500.
Borrow your second advance only after you have repaid the first on time and in full.
Fees are £10 per month (£120 per year).
Interest rate of 0% fixed.

Minimum criteria

You must be 18 or over.
Membership is subject to affordability and credit checks when you apply.
You must have a UK bank account.
You must be in full-time employment and earning over £20,000/year.
No recent CCJ, IVAs or bankruptcies.

Fees

Maximum APR 43.1%
Arrangement fee: £0
Early repayment fee: £0
Late payment fee: £0

About Creditspring Plus

Creditspring Plus is a no-interest-loan product from Inclusive Finance Limited offering £500-£1,000 over 6-12 months in monthly instalments.

The cost of a Creditspring Plus membership for a year is £96. Customers will pay this at rate of £10 per month, whether they borrow or not and there are no other fees or charges.

Customers can borrow money from Creditspring after the end of a 14-day withdrawal period and then repay exactly what's been borrowed over 6-12 monthly instalments (first payment slightly more, followed by equal monthly repayments until the loan has been repayed), along with the £10 monthly membership fee.

Once you have been accepted as a customer, your credit is guaranteed. As long as your monthly fees are up to date, you can borrow money from Creditspring at a moment's notice.

FCA registration

Reference No: 786052

Trading names: Credit Spring

Place of business: Studio 5.19, Grand Union Studios, 332 Ladbroke Grove, London, W10 5AD

Data protection registration

Registration No: ZA252803

Data controller: Inclusive Finance Limited

Address: Studio 5.19, Grand Union Studios, 332 Ladbroke Grove, London, W10 5AD