1st Stop Personal Loans
30.8% Representative
Will lend between: £2,000 - £15,000
Over: 24 - 72 Months
Are you eligible for 1st Stop Personal Loans?
Check your eligibility before you apply.
- Quick 40 second form.
- No impact on your credit file.
- Free personalised eligibility score.
1st Stop Personal Loans customer reviews.
1.4 out of 5 stars
Our review of 1st Stop Personal Loans
1st Stop Personal Loans are available up to £15,000 for new and existing customers. The application process seems quick and it’s comforting to know that they complete detailed checks into their customers’ credit health before approving a loan.
Reviews across the web are positive and can be attributed mainly to their great customer service. 1st Stop pride themselves on having customer service teams on hand to help you in completing your application, guiding you through it on the phone. It may seem like a chore having to complete the application over the phone, but speaking to an advisor as you complete the application for many provides the peace of mind that you’re in safe hands.
Positive mentions also go to their professionalism and speed of payout.
Overall verdict: On the whole 1st Stop seem to be a good choice for those with decent credit history. They have a thorough checking process and seem to present approval results quickly and with great customer service.
Andrew joined Choose Wisely 5 years ago, originally working in a design capacity to make sure the website was simple to use. Most notably he worked with the Consumer Finance Association to design the comparison table of choice for High-Cost Short Term Finance products.
Highlights
- You may not need to provide any documents, they will inform you when they receive your application
- For residents living in England, Scotland and Wales
Minimum criteria
- You must have a UK bank account that your wages are paid into
- You must have been a UK resident for 3 years or longer
- You must be 21 years of age or older to apply
- You must have been employed for a minimum of 6 months
- You must be a homeowner
Fees
- Maximum APR 30.8%
- Arrangement fee: £375
- Early repayment fee: £0
- Late payment fee: £0
1st Stop Personal Loans Customer Question & Answers
About 1st Stop Personal Loans
1st Stop Personal Loans Limited is part of The 1st Stop Group offering unsecured Personal Loans to homeowners. Perhaps you're making home improvements, planning a holiday or considering a major purchase. 1st Stop Personal Loans range between £2,000 and £15,000 over periods of 24-72 months with a Representative 29.2%APR (actual rate and repayments will be based on your personal circumstances).
There is an arrangement fee of £375 applicable when you take out a loan with 1st Stop Personal Loans.
Company information
Registration number: 05438114
10 Whitehills Drive, Whitehills Business Park, Blackpool, Lancashire FY4 5LW
FCA registration
Reference No: 723751
Trading names: 1st Stop Home Loans Ltd, 1st Stop Guarantor loans , 1st Stop Secured loans, 1st Stop Unsecured loans
Place of business: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW
Data protection registration
Registration No: ZA006742
Data controller: 1ST STOP OPTIONS LIMITED
Address: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW
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