1st Stop Personal Loans

8 reviews

29.2% Representative

Will lend between: £2,000 - £15,000

Over: 24 - 72 Months

Representative example: Representative 29.2%APR based on a loan of £5,000 repayable over 36 months at an interest rate of 15.72% pa (fixed). Monthly repayment of £201.17. Total amount payable £7,242.21.

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  • Quick 40 second form.
  • No impact on your credit file.
  • Free personalised eligibility score.
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1st Stop Personal Loans customer reviews.

8 reviews

1.4 out of 5 stars

Great communication.
07:39 28-06-2016
ImageSmart Money People

Great communication. Very helpful and any problems or queries are quickly resolved.

Rob Scott

Our review of 1st Stop Personal Loans

1st Stop Personal Loans are available up to £15,000 for new and existing customers. The application process seems quick and it’s comforting to know that they complete detailed checks into their customers’ credit health before approving a loan.

Reviews across the web are positive and can be attributed mainly to their great customer service. 1st Stop pride themselves on having customer service teams on hand to help you in completing your application, guiding you through it on the phone. It may seem like a chore having to complete the application over the phone, but speaking to an advisor as you complete the application for many provides the peace of mind that you’re in safe hands.

Positive mentions also go to their professionalism and speed of payout.

Overall verdict: On the whole 1st Stop seem to be a good choice for those with decent credit history. They have a thorough checking process and seem to present approval results quickly and with great customer service.

Written by: Alex

Highlights

  • You may not need to provide any documents, they will inform you when they receive your application
  • For residents living in England, Scotland and Wales

Minimum criteria

  • You must have a UK bank account that your wages are paid into
  • You must have been a UK resident for 3 years or longer
  • You must be 21 years of age or older to apply
  • You must have been employed for a minimum of 6 months
  • You must be a homeowner

Fees

  • Maximum APR 29.2%
  • Arrangement fee: £375
  • Early repayment fee: £0
  • Late payment fee: £0

1st Stop Personal Loans Customer Question & Answers

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About 1st Stop Personal Loans

1st Stop Personal Loans Limited is part of The 1st Stop Group offering unsecured Personal Loans to homeowners. Perhaps you're making home improvements, planning a holiday or considering a major purchase. 1st Stop Personal Loans range between £2,000 and £15,000 over periods of 24-72 months with a Representative 29.2%APR (actual rate and repayments will be based on your personal circumstances).

There is an arrangement fee of £375 applicable when you take out a loan with 1st Stop Personal Loans.

 

Company information

Registration number: 05438114

www.1ststop.co.uk

01253 603952

10 Whitehills Drive, Whitehills Business Park, Blackpool, Lancashire FY4 5LW

FCA registration

Reference No: 723751

Trading names: 1st Stop Home Loans Ltd, 1st Stop Guarantor loans , 1st Stop Secured loans, 1st Stop Unsecured loans

Place of business: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW

Data protection registration

Registration No: ZA006742

Data controller: 1ST STOP OPTIONS LIMITED

Address: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk