1639 reviews

22.9% Representative

Will lend between: £1,000 - £20,000

Over: 12 - 60 Months

Representative example: Assumed borrowing of £7,500.00 over 36 months at 22.9% APR representative. Monthly cost of £281.79. Total amount repayable of £10,144.52. Interest rate of 18.00% p.a. (fixed) and total fees of £440.00.

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Lendable customer reviews.

1639 reviews

4.9 out of 5 stars

Stand out service
13:06 28-07-2017
ImageChoose Wisely

Very competitive rates, first class customer service. Can't fault this lender.


Fantastic lender
13:19 08-11-2018
ImageSmart Money People

Took out a loan with this company in June and was very happy with the speed of the service. The website was easy to use, the rates were excellent for my circumstances and the repayment methods are secure and convenient. They also allow early repayments which is also helpful. Definitely recommend to anybody who needs some money towards a project.

James Townsend

Great Service
12:17 10-07-2017
ImageChoose Wisely

First time applying for a loan, found it very easy and nothing complex, like that fact it was pre approved and also no stress, called up customer service and found a person called Greg very helpful as I was a bit concerned on certain things. Thank you

Mahomed Osman

Fast, friendly, professional
12:58 01-06-2018
ImageSmart Money People

Paid back my loan early with no extra fees. I will happily use Lendable again. Extremely pleased with my experience - all my questions were addressed promptly by well-qualified and professional customer service agents, & i received my loan within minutes!

Robert Smith

Nothing but good things to say
22:24 06-07-2017
ImageChoose Wisely

I applied for a loan I was emailed and asked to send in two forms of ID an hour later money I the bank. I am not the best credit risk and on benefits long term disabled. Accepted no qualms. And very reasonable rates. 10 out of 10

b keenan

Easy to use loan product
22:25 29-06-2017
ImageSmart Money People

Lendable offer a quick and easy means of applying for loans at market rates. Cheaper products are available but the flexibility of this product is worth it.

Neil Martin

says what it does on the tin and more lol
18:29 12-05-2017
ImageChoose Wisely

what can I say, probably the best loan company I have ever come across. fast service, efficient, and low rates banks take note this is how it's done


Very easy to set up and use.
22:21 29-06-2017
ImageSmart Money People

Lendable made it so easy and intuitive to apply. They offered a competitive rate and everything is explained concisely. I used to think "too good to be true" but this is the only instance I can say that is not the case


Quick and easy
21:45 20-03-2017
ImageChoose Wisely

I am not very bright with money or technology however lendables system is so quick and easy anyone could do it. Really helped me out and saved Christmas all of the while improving my credit


Easy to use and friendly service
14:58 22-06-2017
ImageSmart Money People

easy to contact and good service and easy to apply.

t j circus

Our review of Lendable

Lendable offer loans to customers with less than perfect credit that may have been turned down elsewhere. Taking this into account, their representative APR is competitive but the rates offered can vary dramatically between 7.5% and 49.9% depending on a variety of factors. Customers are able to complete the simple application form that provides a personalised quote, but as it’s only a soft search it won’t leave a footprint on your credit score. This can give you an idea of the type of rate that you could get, but may change once they complete the actual credit search.

They boast that their way of doing things is transparent, that there are no arrangement fees and you can repay your loan early with no penalties or charges. If for any reason Lendable can’t lend you the money, you’ll be passed through to a price comparison site  which will allow you to find a lender better suited to your circumstances.

Although there are only 50 reviews on Feefo.com, Lendable have a 100% positive rating. Customers have praised them for their quick service, good response times from customer service and fast payouts. Lendable also reply to the majority of the reviews which is a really nice touch and shows that they appreciate the good feedback. Their website is attractive, looks more appealing that other lenders in the market and their form is simple to complete.

Overall verdict: Lendable offer a competitive rate to customers with less than perfect credit. If you are technologically savvy then you’ll have absolutely no problem navigating the website or sending in images of documents if needed. If you’re slightly less confident and prefer more human contact during the application, then you may need to look elsewhere.

Written by: Alex


  • Soft credit search takes only 30 seconds
  • Peer-to-peer lending
  • No upfront fees or hidden charges
  • Can be contacted by text
  • Funds can be with you within a couple of hours from approval

Minimum criteria

  • You must be a UK resident
  • You need to be aged at least 18
  • You must have a UK bank or building society current account


  • Maximum APR 49.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £30

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About Lendable

Lendable offer loans between £1,000 and £20,000 that can be borrowed over a term ranging from one to five years. Their representative APR is 22.9%, although this can change during the application process where Lendable will take into account the loan term, loan amount and your personal circumstances. As Lendable do everything online, their quote only takes around 30 seconds, they can make an instant decision, and if approved the funds can be in your account within minutes. If they do require additional information such as a payslip, then you’re able to take a picture with your phone and email it to them, rather than sending in the hard copy.

You don’t need to have perfect credit history to apply with Lendable, as they take other circumstances into consideration, not just your credit score. However, if for some reason they are unable to provide you with a loan then they will introduce you to a price comparison site who may be able to find you a lender that best suits your circumstances – there is no fee for this service.

Company information

Registration number: 08828186



26 Park Gate, 27 Inverness Terrace, London, W2 3JR

FCA registration

Reference No: 664541

Trading names: Lendable

Place of business: 26 Park Gate, 27 Inverness Terrace, London, W2 3JR

Data protection registration

Registration No: ZA041704

Data controller: Feather Media Ltd

Address: 26 Park Gate, 27 Inverness Terrace, London, W2 3JR

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