Lloyds Bank International Limited

No reviews for Lloyds Bank International Limited

11.9% Representative

Will lend between: £1,000 - £25,000

Over: 12 - 60 Months

Representative example: Representative Example: If you borrow £6,000 over 60 months at a Representative rate of 11.9% APR and an annual interest rate of 11.3% (fixed), you would pay 60 monthly instalments of £131.35. The total charge for credit will be £1,881.24 and the total amount payable will be £7881.24.

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No reviews for Lloyds Island Personal Loan

Our review of Lloyds Bank International Limited

Lloyds Bank International loans are available to customers that live in the Channel Islands or Isle of Man. The loans are available from £500 to £25,000 and interest rate varies depending on the amount borrowed and type of current account you hold with them.

As well as being a resident of one of the islands and over 18, you will also need to have a current account with Lloyds Bank International to apply. If you hold an Island Gold or Island Premier current account then you can benefit from better interest rates, although the representative APRs available for the Standard Personal Loan, are still very reasonable.

It’s difficult to find reviews online for Lloyds Bank International, let alone for the loans, so I can’t comment on customers’ previous experiences. However, as one of the big high street banks it’s a safe bet to assume that you’ll receive the same sort of service that you would from any of the others.

Overall verdict: Solely for customers who reside in the Channel Islands or Isle of Man, these loans are affordable and reward customers who have different types of current account with them. It’s difficult to find the type of experience others have had with them, but you would hope it would be decent as Lloyds Bank International are such a big name in banking.

Written by: Alex

Highlights

  • Fixed monthly repayments
  • No initial setup fee
  • Choose your own repayment date
  • Better interest rates for Island Gold and Island Premier account holders

Minimum criteria

  • Must be aged 18 or over
  • You will need to be a resident of the Channel Islands or Isle of Man
  • You must have a current account with Lloyds
  • You must have good credit history

Fees

  • Maximum APR 14.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

About Lloyds Bank International Limited

With a Lloyds Bank International loan, customers are able to borrow between £1000 to £25,000 at representative APRs between 4.6% and 14.9%, depending on the amount borrowed and the type of current account that applicants hold with Lloyds Bank. The loan term can vary between one and five years and monthly repayments are fixed.

Applicants will need to be over the age of 18 to apply, will need to be a resident of the Channel Islands or Isle of Man and must have a Lloyds current account to apply. For customers who have an Island Gold account or Island Premier account there are different tiers of interest rates. Following the application customers are usually given a decision on the loan within 48 hours, however, for some it can be sooner.

Company information

Registration number: 00117008

islands.lloydsbank.com

03457449900

1 More London Place, London, SE1 2AF

FCA registration

Reference No: 119278

Trading names: Lloyds Investment Fund Managers Limited

Place of business: 1 More London Place, London, SE1 2AF

Data protection registration

Registration No: Z5313128

Address: 1 More London Place, London, SE1 2AF

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk