Where to turn if you’re struggling with debt

Where to turn if you’re struggling with debt
There’s plenty of help available if you’re struggling with your finances. Reach out to the right people and take back control.

Debt Struggles?

Debt doesn’t just stop at your bank balance. It can consume your life. But we’re here to give you some good news; debts can be solved. It can take a while and it can be a challenge but there are ways around it.

If you’re struggling with debt borrowing more is not the answer. Avoid the slippery slope and get help by contacting the Money Advice Service.

How do I get out of debt?

Borrowing more money is not the answer to debt. But we do have some tips on how to improve your situation:

  • Boost your income - Use this calculator to check if you’re eligible for other benefits. Think about taking on another job or selling unwanted items.
  • Create a budget- A budget can show you where to save money or avoid unnecessary spending.
  • Start a debt management plan - Find out where to get help below.

Where to seek debt help

When you’re ready to find help, there are loads of free debt counselling services available. These services will give you a route to get back on track. Check them out:

Don’t get caught out

There are loads of companies that promise to clear your debts for a ‘small fee’. Stay away from these companies. You can manage your debt for free using the services above. It’s also important to remember that loan sharks are never the right option.