OPTIOSCORE is Choose Wisely's unique customer friendliness rating.
See a list of all bank accounts featured on Choose Wisely.
How to create a household budget in 15 minutes
Choose Wisely financial jargon buster
How to borrow for the first time
See a list of all credit cards featured on Choose Wisely.
5 reasons to use a credit card
Borrowing with Bad Credit (The Ultimate Guide)
Declined for finance? Here's what to do
Applying for a bad credit credit card
Find which loans you're most likely to be accepted for without harming your credit score.
See a list of all loan providers featured on Choose Wisely.
Use the Choose Wisely loan calculator to work out how much a loan might cost you.
Short Term Loans (The Ultimate Guide)
Personal loan acceptance criteria
What to consider when applying for a loan?
See a list of all prepaid cards featured on Choose Wisely.
What is a prepaid card?
The Choose Wisely guide to applying for a prepaid card
If you have a question or would like to request more information you can do so here.
Everything you need to know about payday loans and short term loans, all in one simple, jargon-free guide. Find a great deal on a quick and easy loan with our helpful tips.
This guide to short term loans is designed to ensure when considering a short term loan you choose wisely and find the best deal.
You might not know much about prepaid cards but the Choose Wisely guide to applying for a prepaid card has all the information you need.
What is the minimum personal loan acceptance criteria? What information are credit providers considering when deciding whether or not to accept you?
There are a number of reasons that a lender or provider may refuse to grant you credit, but there are also a few steps you can take to try and prevent it from happening again.
When applying for a loan, consider what it’s for and be realistic about the repayments you can afford. Find out everything you need to consider here.
Even if you have a bad credit history you can still apply for a loan. But first, check out our top tips for bad credit loan applicants.
Choose Wisely users should beware of unauthorised lenders. Use our handy 3-step guide to spotting an unauthorised lender and make sure you Choose Wisely!
The ultimate guide to understanding and managing your credit file