Ocean Finance | Bad Credit Credit Card

8 reviews

39.9% Representative

Purchase rate: 39.94%

Representative example:

Representative Example: The standard interest rate on purchases is 39.94% p.a (variable), so when borrowing £1,200 the Representative APR will be 39.9% variable. 

Ocean Finance | Bad Credit Credit Card customer reviews.

8 reviews

3.1 out of 5 stars

18:31 03-06-2017
ImageSmart Money People

Good for people with no/bad credit

David reading

Quick, reasonable and effecient
08:26 27-04-2017
ImageSmart Money People

Received a response quickly, card and PIN arrived within specified time, extremely impressed with service.

Ashley Mccarthy-smith

About Ocean Finance | Bad Credit Credit Card

The Ocean Credit Card is issued by Capital One (Europe) plc, Ocean Finance is a trading style of Intelligent Lending Limited. The product is aimed at customers who struggle to get accepted for a credit card, like those new to the UK, on a low income, self-employed or with a poor credit history. 

The Ocean credit card has an initial limit from £200 to £1,500. The amount you receive will depend on your financial situation and credit history. The representative APR is 39.9% with no annual fee but you will be charged £12 if you make a late repayment or go over your limit.

The card comes with limited rewards but does benefit from free reminder text messages to help customers stay on top of their account and the QuickCheck service to see if you're eligible for a credit card without harming your credit score. 

Company information

Registration number: 04291279



Think Park Mosley Road Trafford Park Manchester M17 1FQ

FCA registration

Reference No: 310069

Trading names: Ocean Finance

Place of business: Think Park Mosley Road, Trafford Park, Manchester M17 1FQ

Data protection registration

Registration No: Z7306888

Data controller: Intelligent Lending Limited

Address: Think Park Mosley Road, Trafford Park, Manchester M17 1FQ

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