HSBC Credit Card with Balance Transfer (32 months)

APR: 19.9% Representative
Intro purchase rate: 0% for 32 months
Purchase rate: 19.9%
Contact HSBC Credit Card with Balance Transfer (32 months)

HSBC Credit Card with Balance Transfer (32 months) customer reviews

1.8 out of 5 from 92 reviews

High limit

16:26 04-01-2018

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They offer me 3x higher limit than my previous credit card

Adhy Basmoro

Being a customer over 45 years I have never encountered any problem with the bank

14:45 21-07-2017

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Th staff have always been very courteous, friendly and helpful. Whenever I needed any advice or help, they were ready to help.


Charged after explaining money troubles

14:34 15-06-2017

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I had a credit card and they said they would help me sort a payment plan after I lost my job and couldn't afford repayments, a week later they slapped penalty charges on and sent it to bailiffs who added even more Charges, putting me in further money problems

Michael matthews


11:07 04-04-2017

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Very easy to manage online. Good customer service by phone.

Graeme Denman

Great perks

14:18 08-12-2016

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Great credit card. We get vouchers which we save till the end of the year and helps with cost of Xmas

Sharon Freemantle

Great service

18:06 30-11-2016

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A great card for everyday use with good service

Rachel Milford

HSBC Credit Card

10:40 08-09-2016

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I have had this for almost 10 years. Fair and regularly raised credit limits. Helpful customer service. Well managed complaint when my details were stolen. Reasonable rates, would recommend.

Craig McGregor

Online and Physical Bill errors amount.

15:29 07-09-2016

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My first problem with them was when i was checking my fees for the use of my Credit Card online and see a right amount but a couple days later i received the monthly bill by them and see a weird fees for some card operations, immediately call customer support and after some minutes they said it was a delay problems and it should be fixed in a moment. He was right it was fixed almost instantly but friends of mine told me that they had the same issue and they did not notice at all and pay the error amount so you should definitely be aware of your card's bill.

Derek Taylor

Quick service

18:19 31-08-2016

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Changing from a current account to an Advanced account was quick and simple thanks to the staff who walked me through what was needed.


HSBC have given me a bad credit rating from there incorrect advise. Also: Misleading, Breaching data protection, Lies, False information given.

19:18 25-08-2016

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Misleading and incorrect information with web chat and 40 minute hold time. Footprint on my credit rating from incorrect advise. Sending all banking details to wrong address - DPA. Online system problems with only one answer – Going into a branch. Misleading and incorrect that my address was changed - after taking time off work to go into the branch! False information given when told payments where set up when they were not! Lied when said would contact me within 72 hours. (FCA guidelines) Once calling back after one week with no contact from HSBC after raising the complaint. I was told that they would be in contact within one week and 8 days on still no contact from HSBC – Lied.

Christian Bentley

Our review of HSBC Credit Card with Balance Transfer (32 months)

Our review by Mark
Written by: Mark
Consumer sentiment



  • 0% on balance transfers for 32 months with a 1.4% fee (£5 min.)
  • 0% on purchases for 3 months
  • 19.9% variable APR on balance transfers after 32 month period

Minimum criteria

  • You must aged 18 years or older
  • You must live in the UK

About HSBC Credit Card with Balance Transfer (32 months)

HSBC balance transfer credit card with 0% on balance transfers for 32 months (1.4% or min £5 fee). Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 19.9% per annum variable with a 2.9% fee. After the 32 month period is up, the interest on the balance will revert to the standard 19.9% variable APR. 

You cannot transfer a balance from an HSBC Group card. The APR is dependent on your personal circumstances, and credit is subject to status.