HSBC Credit Card with Balance Transfer (32 months)

APR: 18.9% Representative
Intro purchase rate: 0% for 32 months
Purchase rate: 18.9%
Contact HSBC Credit Card with Balance Transfer (32 months)

HSBC Credit Card with Balance Transfer (32 months) customer reviews

2.1 out of 5 from 65 reviews

Easy and quick

15:11 07-01-2018

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Very easy and quick decision I would highly recommend

Louis Young

High limit

16:26 04-01-2018

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They offer me 3x higher limit than my previous credit card

Adhy Basmoro

Being a customer over 45 years I have never encountered any problem with the bank

14:45 21-07-2017

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Th staff have always been very courteous, friendly and helpful. Whenever I needed any advice or help, they were ready to help.


Great Credit Card

05:23 11-06-2017

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No hassle, easy to manage on-line and great for every day use.

Martin Rowley

nice card decent credit limit

14:35 09-06-2017

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although the actual application process was a little long winded, being via post. I got a much higher credit limit than I expected and the card was easy to use and I feel confident in the high level of security surrounding accessing my account.

Alison Green

Very good

19:49 03-05-2017

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Easy to deal with, credit limit increases no hassle and all transations clear and concise on their statements.

Evgenia Barton

Safety first banking

04:20 03-05-2017

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I have been with HSBC all my life and have always found them fair when it comes to credit cards and loans. Recently they put a block on my account due to suspected fraud, turns out all was on and a quick phone call got this removed, but I am glad they are looking out for me in this way. I'd rather be safe than sorry as they say.

Rachael Taylor


11:07 04-04-2017

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Very easy to manage online. Good customer service by phone.

Graeme Denman

Good protection

15:10 11-02-2017

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Although it can be annoying at times, HSBC's fraud detection team have contacted me a few times when I have purchased items that do not conform to my spending pattern.

Alexandria Miller

Good services

17:23 04-02-2017

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HSBC which I have been for over 10 years now started as being the perfect option for me moving to a new country. It turned out to be difficult to have good customer service for them and I nearly left the bank. However in the last few years they have been really good and up their game.


Our review of HSBC Credit Card with Balance Transfer (32 months)

Our review by Mark
Written by: Mark
Consumer sentiment



  • 0% on balance transfers for 32 months with a 1.4% fee (£5 min.)
  • 0% on purchases for 3 months
  • 18.9% variable APR on balance transfers after 32 month period

Minimum criteria

  • You must aged 18 years or older
  • You must live in the UK

About HSBC Credit Card with Balance Transfer (32 months)

HSBC balance transfer credit card with 0% on balance transfers for 32 months (1.4% or min £5 fee). Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 18.9% per annum variable with a 2.9% fee. After the 32 month period is up, the interest on the balance will revert to the standard 18.9% variable APR. 

You cannot transfer a balance from an HSBC Group card. The APR is dependent on your personal circumstances, and credit is subject to status.