British Airways | American Express® Premium Plus credit card

91 reviews

76% Representative

Purchase rate: 22.9%

Representative example:

Representative Example: The standard interest rate on purchases is 22.90%% p.a. (variable), so when borrowing £1,200 the Representative APR will be 76% (variable).

British Airways | American Express® Premium Plus credit card customer reviews.

91 reviews

3.1 out of 5 stars

AMEX Platinum Credit Card
21:35 17-01-2018
ImageSmart Money People

Great cashback rewards but AMEX is still not accepted in a lot of places and contactless seems hit and miss compared to Mastercard or Visa. Good customer service.

Lee Whittaker

The power of amex
16:16 08-05-2017
ImageSmart Money People

The power of amex is amazing but their customer service could be a bit more helpful

Alice brett

Best credit card company on earth
15:15 01-05-2017
ImageSmart Money People

Simple and easy to understand statements; very considerate credit assessment; contactless card; amazing customer service.

kevin ezeoguine

Great service
15:42 12-04-2017
ImageSmart Money People

great credit card they give me a very good limit more than any other company very happy with the service recommend

Vinicius lombardi

Fabulous rewards
20:42 21-03-2017
ImageSmart Money People

Amex is fabulous for their rewards! We have received loads of M&S vouchers since getting an Amex credit card...just make sure you pay it off in full each month!!

Gemma mackenzie

15:09 03-03-2017
ImageSmart Money People

My Amex card gives me 1% cashback on all of my spending on the card. So the more I spend, the more I save. It doesn't add up to much over the course of a month but every little helps

Simon Peters

best cashback card
09:46 11-02-2017
ImageSmart Money People

one of the few remaining cash back cards on the market,


Good reward card
23:23 10-02-2017
ImageSmart Money People

Useful way to gain extra nectar points. Only downside being that no everywhere takes AMEX

Jun Mo

superb for nectar points
18:26 24-12-2016
ImageSmart Money People

What is there not to like about the American Express Nectar credit card? Free for first 12 months. Get double nectar points with this credit card and points also with nectar card. Watch out for special sign up bonus (events at different times of year)-I signed up in October 2016 and just for spending over £2000 in 3 months will receive £200 nectar points free!!! Only slight negative is card not accepted every where-KFC/Burger king will not accept


Love the air miles
15:59 19-12-2016
ImageSmart Money People

We use the american express card because we love the airmiles you can collect through avios/BA

Lisa Tebbutt

Our review of British Airways | American Express® Premium Plus credit card

The British Airways American Express Premium Plus credit card is mid-table on Choose Wisely when it comes to affordability. They try to entice customers with their flight-based incentives such as 25,000 Avios in return for spending £3,000 in the first three months. You can also earn 1.5 Avios for every £1 you spend – to put it into context with 20,000 Avios you could get one return flight from London to Moscow or another location in Europe and Africa.

As well as the flight incentives you can also receive the standard American Express benefits with your British Airways Premium Plus credit card. These range from their online management tool, priority tickets to events and films and protection for shopping and travel.

It’s difficult to find any online reviews that are specific to this particular card, however reviews for the American Express brand in general are quite mixed. With a rating of ‘average’ from TrustPilot, customers are pleased with the reliability and online security, however there are customers that are dissatisfied with their customer service and the fact their cards aren’t always accepted everywhere - coverage is improving over time.

Overall verdict: Even though it’s a tad more expensive than other cards, the British Airways benefits are quite an incentive if you are eligible for this card. The amount of protection you get for travel and shopping, it could be a card worth looking into, especially if you’re a regular traveller.

Written by: Alex


  • Travel and shopping protection
  • Online account management
  • Automatic enrolment to the British Airways Executive Club
  • 25,000 bonus Avios welcome offer
  • Companion Voucher if you spend over £10,000 per anniversary year
  • Earn 1.5 Avios for every £1 you spend

Minimum criteria

  • You must be aged 18 or over
  • You must have a UK bank or building society account
  • You need to have a permanent UK address
  • No history of bad credit or debt


  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

About British Airways | American Express® Premium Plus credit card

The British Airways American Express Premium Plus credit card has a representative APR of 76% an annual fee of £195. The minimum credit limit is £750, but the maximum is determined by American Express who will look at your credit history and personal circumstances when making a decision. This card comes with a number of British Airways benefits which depend on how much you spend with them.

As a welcome offer you get 25000 bonus Avios (the global currency) if you spend £3,000 in your first three months, you’ll also be automatically enrolled into the British Airways Executive Club and you’ll get a Companion Voucher if you spend over £10,000 per anniversary year. As ongoing benefits you’ll receive 1.5 Avios for every £1 you spend on your British Airways American Express Premium Plus credit card, as well as travel and shopping protection. You will also be awarded 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. 

If you want to apply for one of these cards you will need to meet a certain set of criteria; you will need to be UK resident aged over 18, have a current UK bank or building society account and you need to have a good credit history. The application process only takes around 10 minutes and you can receive your decision within minutes.

Company information

Registration number: 1833139


Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

FCA registration

Reference No: 661836

Trading names: American Express Services Europe Limited, American Express

Place of business: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

Data protection registration

Registration No: Z9506659


Address: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

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