British Airways | American Express® Premium Plus credit card

102 reviews

76% Representative

Purchase rate: 22.9%

Representative example:

Representative Example: The standard interest rate on purchases is 22.90%% p.a. (variable), so when borrowing £1,200 the Representative APR will be 76% (variable).

British Airways | American Express® Premium Plus credit card customer reviews.

102 reviews

3.2 out of 5 stars

Good Rewards
09:33 01-06-2018
ImageSmart Money People

Good rewards but not all shops take AMEX.

Lee Whittaker

Fast and efficient
16:27 30-05-2017
ImageSmart Money People

The procedure was very straight forward, I made the enquiry for what I wanted and the reply came back straightaway.

Aju thomas

20:43 07-05-2017
ImageSmart Money People

I use American Express mainly for my work / travel expenses . Their service is miles ahead of Any other card. They answer within seconds, are always extremely courteous and give you solutions rather than reading from a script

Paolo bafico

Best credit card company on earth
15:15 01-05-2017
ImageSmart Money People

Simple and easy to understand statements; very considerate credit assessment; contactless card; amazing customer service.

kevin ezeoguine

Excellent cash back with top service
12:23 20-04-2017
ImageSmart Money People

Excellent introductory rates and caring & sympathetic staff - happy to cancel my interest charge upon explanation of some very extraordinary circumstances.

Thomas Butcher

Great service
15:42 12-04-2017
ImageSmart Money People

great credit card they give me a very good limit more than any other company very happy with the service recommend

Vinicius lombardi

Fabulous rewards
20:42 21-03-2017
ImageSmart Money People

Amex is fabulous for their rewards! We have received loads of M&S vouchers since getting an Amex credit card...just make sure you pay it off in full each month!!

Gemma mackenzie

Normally a fan...
18:37 12-02-2017
ImageSmart Money People

Tried to cancel a card, but as I no longer have the card...was told I had to write in. When asked if I could cancel via a secure message (I still have access to my online account), I was told that wasn't possible...tried it anyway, and my request has been accepted. Asking me to write in to cancel is unacceptable in this day and age.


great credit card
21:15 11-02-2017
ImageSmart Money People

very reliable , gives me cashback on purchases.

Denise SOOS

Signed up with Amex AviosCredit Card to use with Costco
15:08 04-01-2017
ImageSmart Money People

I have used Amex Credit Cards sparingly in the past, such as the Nectar Card when I shopped more for the points. They work well with promotions like these, but the only problem experienced is a lot of the smaller traders still do not accept them due to the excessive charges. However the rewards have added up nicely and use where ever accept them! The Family and I are hoping to use the saved Avios Points towards our dream Holiday in Brazil. We have about half the flight already paid for! Well worth using for the great rewards programs.

Andy Elliot

Our review of British Airways | American Express® Premium Plus credit card

The British Airways American Express Premium Plus credit card is mid-table on Choose Wisely when it comes to affordability. They try to entice customers with their flight-based incentives such as 25,000 Avios in return for spending £3,000 in the first three months. You can also earn 1.5 Avios for every £1 you spend – to put it into context with 20,000 Avios you could get one return flight from London to Moscow or another location in Europe and Africa.

As well as the flight incentives you can also receive the standard American Express benefits with your British Airways Premium Plus credit card. These range from their online management tool, priority tickets to events and films and protection for shopping and travel.

It’s difficult to find any online reviews that are specific to this particular card, however reviews for the American Express brand in general are quite mixed. With a rating of ‘average’ from TrustPilot, customers are pleased with the reliability and online security, however there are customers that are dissatisfied with their customer service and the fact their cards aren’t always accepted everywhere - coverage is improving over time.

Overall verdict: Even though it’s a tad more expensive than other cards, the British Airways benefits are quite an incentive if you are eligible for this card. The amount of protection you get for travel and shopping, it could be a card worth looking into, especially if you’re a regular traveller.

Written by: Alex


  • Travel and shopping protection
  • Online account management
  • Automatic enrolment to the British Airways Executive Club
  • 25,000 bonus Avios welcome offer
  • Companion Voucher if you spend over £10,000 per anniversary year
  • Earn 1.5 Avios for every £1 you spend

Minimum criteria

  • You must be aged 18 or over
  • You must have a UK bank or building society account
  • You need to have a permanent UK address
  • No history of bad credit or debt


  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

About British Airways | American Express® Premium Plus credit card

The British Airways American Express Premium Plus credit card has a representative APR of 76% an annual fee of £195. The minimum credit limit is £750, but the maximum is determined by American Express who will look at your credit history and personal circumstances when making a decision. This card comes with a number of British Airways benefits which depend on how much you spend with them.

As a welcome offer you get 25000 bonus Avios (the global currency) if you spend £3,000 in your first three months, you’ll also be automatically enrolled into the British Airways Executive Club and you’ll get a Companion Voucher if you spend over £10,000 per anniversary year. As ongoing benefits you’ll receive 1.5 Avios for every £1 you spend on your British Airways American Express Premium Plus credit card, as well as travel and shopping protection. You will also be awarded 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. 

If you want to apply for one of these cards you will need to meet a certain set of criteria; you will need to be UK resident aged over 18, have a current UK bank or building society account and you need to have a good credit history. The application process only takes around 10 minutes and you can receive your decision within minutes.

Company information

Registration number: 1833139


Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

FCA registration

Reference No: 661836

Trading names: American Express Services Europe Limited, American Express

Place of business: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

Data protection registration

Registration No: Z9506659


Address: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

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