British Airways | American Express® Premium Plus credit card

APR: 76% Representative
Purchase rate: 22.9%
OPTIOSCORE 33.9/100 
Features: Air miles
British Airways | American Express® Premium Plus credit card customer reviews

3.9 out of 5 from 60 customer reviews

Representative Example: The standard interest rate on purchases is 22.90%% p.a. (variable), so when borrowing £1,200 the Representative APR will be 76% (variable).

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British Airways | American Express® Premium Plus credit card customer reviews

3.9 out of 5 from 60 reviews

The power of amex

16:16 08-05-2017

via Smart Money People

The power of amex is amazing but their customer service could be a bit more helpful

Alice brett

Outstanding

20:43 07-05-2017

via Smart Money People

I use American Express mainly for my work / travel expenses . Their service is miles ahead of Any other card. They answer within seconds, are always extremely courteous and give you solutions rather than reading from a script

Paolo bafico

Fabulous rewards

20:42 21-03-2017

via Smart Money People

Amex is fabulous for their rewards! We have received loads of M&S vouchers since getting an Amex credit card...just make sure you pay it off in full each month!!

Gemma mackenzie

Amex British Airways Credit Card

15:46 12-02-2017

via Smart Money People

The website is easy to use, their text updates are very helpful, and the reward for airmiles is great.

Jamie Elliott

great credit card

21:15 11-02-2017

via Smart Money People

very reliable , gives me cashback on purchases.

Denise SOOS

best cashback card

09:46 11-02-2017

via Smart Money People

one of the few remaining cash back cards on the market,

alex

Excellent credit card company

21:10 04-02-2017

via Smart Money People

A very easy credit card, and a fantastic online service that allows you to manage your card completely online, even to view your pin if necessary. The annual statements are also very useful.

Jessica steele

Great service, great perks - fly first class for less

15:05 01-02-2017

via Smart Money People

I took up a BA Amex card two years ago, and the service is great. The app makes paying the bill so easy. The customer service call team are always helpful, efficient and go out of their way to help. For example, I called from New York to say I'll be abroad and I'd like to use my card - the agent asked if I had any further travel, and on the same call updated my card for the next three foreign trips. I used my companion voucher and we flew first class with BA to Barbados for less than £500 return. Now that's a perk of spending on a credit card

Mo Watt

Great benefits - but expensive card fee

14:49 21-01-2017

via Smart Money People

I have an airmails card with AMEX - and the annual fee is quite high - but I do renew each year because the miles and benefits are worth it. I always have good experiences when I contact the company and you do get the feeling they are going the extra mile

Anonymous

Best credit card offer

11:42 26-12-2016

via Smart Money People

The American express credit card very good for purchases.

JOHN DUNCAN

Our review of British Airways | American Express® Premium Plus credit card

Our review by Alex
Written by: Alex
Simplicity
11.5
Features
41.8
Consumer sentiment
50

Total OPTIOSCORE
33.9/100

The British Airways American Express Premium Plus credit card is mid-table on Choose Wisely when it comes to affordability. They try to entice customers with their flight-based incentives such as 9000 Avios in return for spending £1,000 in the first three months. You can also earn 1 Avios for every £1 you spend – to put it into context with 20,000 Avios you could get one return flight from London to Moscow or another location in Europe and Africa.

As well as the flight incentives you can also receive the standard American Express benefits with your British Airways Premium Plus credit card. These range from their online management tool, priority tickets to events and films and protection for shopping and travel.

It’s difficult to find any online reviews that are specific to this particular card, however reviews for the American Express brand in general are quite mixed. With a rating of ‘average’ from TrustPilot, customers are pleased with the reliability and online security, however there are customers that are dissatisfied with their customer service and the fact their cards aren’t always accepted everywhere - coverage is improving over time.

Overall verdict: Even though it’s a tad more expensive than other cards, the British Airways benefits are quite an incentive if you are eligible for this card. There is also no annual fee and with the amount of protection you get for travel and shopping, it could be a card worth looking into, especially if you’re a regular traveller.

Highlights

  • Travel and shopping protection
  • Online account management
  • Automatic enrolment to the British Airways Executive Club
  • 9,000 bonus Avios welcome offer
  • Companion Voucher if you spend over £20,000 per anniversary year
  • Earn 1 Avios for every £1 you spend

Minimum criteria

  • You must be aged 18 or over
  • You must have a UK bank or building society account
  • You need to have a permanent UK address
  • No history of bad credit or debt

About British Airways | American Express® Premium Plus credit card

The British Airways American Express Premium Plus credit card has a representative APR of 76% and no annual fee. The minimum credit limit is £750, but the maximum is determined by American Express who will look at your credit history and personal circumstances when making a decision. This card comes with a number of British Airways benefits which depend on how much you spend with them.

As a welcome offer you get 9000 bonus Avios (the global currency) if you spend £1,000 in your first three months, you’ll also be automatically enrolled into the British Airways Executive Club and you’ll get a Companion Voucher if you spend over £20,000 per anniversary year. As ongoing benefits you’ll receive 1 Avios for every £1 you spend on your British Airways American Express Premium Plus credit card, as well as travel and shopping protection.

If you want to apply for one of these cards you will need to meet a certain set of criteria; you will need to be UK resident aged over 18, have a current UK bank or building society account and you need to have a good credit history. The application process only takes around 10 minutes and you can receive your decision within minutes.