British Airways | American Express® Premium Plus credit card

121 reviews

76% Representative

Purchase rate: 22.9%

Representative example:

Representative Example: The standard interest rate on purchases is 22.90%% p.a. (variable), so when borrowing £1,200 the Representative APR will be 76% (variable).

British Airways | American Express® Premium Plus credit card customer reviews.

121 reviews

3.1 out of 5 stars

Exceptional custoner sevice.
17:24 09-12-2018
ImageSmart Money People

I applied for the platinum everyday cashback credit card recently after poor service and security with a well known supermarket Clubcard credit jcard .abd found them to completely the opposite ie they were extremely professional, efficicuent, helpful, and knowledgeable and the process, including pin, only took 5 days and my credit limit was 3 times as much! What really impressed me was the fact that they immediately followed this up with a detailed survey and their tight security process. Although their scope isn’t as extensive as other cards - so I have a backup card - they cover most larger retailers and services and said they’re exoandibg all the time.


Good Rewards
19:38 09-06-2017
ImageSmart Money People

American Express offer good rewards including cashback and nectar points. However, not widely accepted, especially in smaller outlets and independents.

Lee Whittaker

Great 5% cashback on purchases
00:58 09-06-2017
ImageSmart Money People

OK so you can't use it everywhere but the Platinum Everyday Cashback card gives you a very tasty 5% return with a maximum payback of £100.

Owen Richards

Fabulous rewards
20:42 21-03-2017
ImageSmart Money People

Amex is fabulous for their rewards! We have received loads of M&S vouchers since getting an Amex credit card...just make sure you pay it off in full each month!!

Gemma mackenzie

Good reward card
23:23 10-02-2017
ImageSmart Money People

Useful way to gain extra nectar points. Only downside being that no everywhere takes AMEX

Jun Mo

Excellent credit card company
21:10 04-02-2017
ImageSmart Money People

A very easy credit card, and a fantastic online service that allows you to manage your card completely online, even to view your pin if necessary. The annual statements are also very useful.

Jessica steele

Friend with benefits
18:53 24-12-2016
ImageSmart Money People

Amex platinum cashback credit card means you can save while you spend and the added bonus are the many offers tailored to your account to save on a wide range of products and services.

Steve Ballard

Flexible and very friendly
11:26 24-12-2016
ImageSmart Money People

great card cashback given, complaints are dealt with quickly and fairly, great fraud prevention instantly spotted informed me , stopped the transaction, card and issued a new card all within a day or two can't ask better than that

Chirag Patel

Love the air miles
15:59 19-12-2016
ImageSmart Money People

We use the american express card because we love the airmiles you can collect through avios/BA

Lisa Tebbutt

Brilliant for many thing
10:05 19-12-2016
ImageSmart Money People

American Express is always brilliant, great for saving up for avios points and a companion voucher as well.

Julie Guy

Our review of British Airways | American Express® Premium Plus credit card

The British Airways American Express Premium Plus credit card is mid-table on Choose Wisely when it comes to affordability. They try to entice customers with their flight-based incentives such as 25,000 Avios in return for spending £3,000 in the first three months. You can also earn 1.5 Avios for every £1 you spend – to put it into context with 20,000 Avios you could get one return flight from London to Moscow or another location in Europe and Africa.

As well as the flight incentives you can also receive the standard American Express benefits with your British Airways Premium Plus credit card. These range from their online management tool, priority tickets to events and films and protection for shopping and travel.

It’s difficult to find any online reviews that are specific to this particular card, however reviews for the American Express brand in general are quite mixed. With a rating of ‘average’ from TrustPilot, customers are pleased with the reliability and online security, however there are customers that are dissatisfied with their customer service and the fact their cards aren’t always accepted everywhere - coverage is improving over time.

Overall verdict: Even though it’s a tad more expensive than other cards, the British Airways benefits are quite an incentive if you are eligible for this card. The amount of protection you get for travel and shopping, it could be a card worth looking into, especially if you’re a regular traveller.

Written by: Alex


  • Travel and shopping protection
  • Online account management
  • Automatic enrolment to the British Airways Executive Club
  • 25,000 bonus Avios welcome offer
  • Companion Voucher if you spend over £10,000 per anniversary year
  • Earn 1.5 Avios for every £1 you spend

Minimum criteria

  • You must be aged 18 or over
  • You must have a UK bank or building society account
  • You need to have a permanent UK address
  • No history of bad credit or debt


  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

About British Airways | American Express® Premium Plus credit card

The British Airways American Express Premium Plus credit card has a representative APR of 76% an annual fee of £195. The minimum credit limit is £750, but the maximum is determined by American Express who will look at your credit history and personal circumstances when making a decision. This card comes with a number of British Airways benefits which depend on how much you spend with them.

As a welcome offer you get 25000 bonus Avios (the global currency) if you spend £3,000 in your first three months, you’ll also be automatically enrolled into the British Airways Executive Club and you’ll get a Companion Voucher if you spend over £10,000 per anniversary year. As ongoing benefits you’ll receive 1.5 Avios for every £1 you spend on your British Airways American Express Premium Plus credit card, as well as travel and shopping protection. You will also be awarded 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. 

If you want to apply for one of these cards you will need to meet a certain set of criteria; you will need to be UK resident aged over 18, have a current UK bank or building society account and you need to have a good credit history. The application process only takes around 10 minutes and you can receive your decision within minutes.

Company information

Registration number: 1833139


Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

FCA registration

Reference No: 661836

Trading names: American Express Services Europe Limited, American Express

Place of business: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

Data protection registration

Registration No: Z9506659


Address: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

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