British Airways | American Express® Premium Plus credit card

The British Airways American Express Premium Plus credit card is mid-table on Choose Wisely when it comes to affordability. They try to entice customers with their flight-based incentives such as 25,000 Avios in return for spending £3,000 in the first three months. You can also earn 1.5 Avios for every £1 you spend – to put it into context with 20,000 Avios you could get one return flight from London to Moscow or another location in Europe and Africa.

As well as the flight incentives you can also receive the standard American Express benefits with your British Airways Premium Plus credit card. These range from their online management tool, priority tickets to events and films and protection for shopping and travel.

It’s difficult to find any online reviews that are specific to this particular card, however reviews for the American Express brand in general are quite mixed. With a rating of ‘average’ from TrustPilot, customers are pleased with the reliability and online security, however there are customers that are dissatisfied with their customer service and the fact their cards aren’t always accepted everywhere - coverage is improving over time.

Overall verdict: Even though it’s a tad more expensive than other cards, the British Airways benefits are quite an incentive if you are eligible for this card. The amount of protection you get for travel and shopping, it could be a card worth looking into, especially if you’re a regular traveller.