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bad credit credit cards

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Aqua | Classic credit card
35.9% APR
0% for 0 months
Purchase rate
None

31.1

We don't have any reviews for Aqua | Classic credit card.
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Average customer rating
4.4 out of 5
Key Facts

Highlights

  • 51 day interest free period
  • Credit limit may be increased after 4 months
  • Text reminders so you don’t miss a payment
  • Online account manager
  • Accepted at over 35.9 million places across the world
  • 24 hour customer helpline

Minimum requirements

  • You must be aged over 18
  • You need to have a permanent UK address
  • No bankruptcy in the last 18 months
  • You need to have a UK bank or building society account
  • No CCJs in the last year
  • No aqua and/or marbles card in the last year

Representative Example: The standard interest rate on purchases is 35.95% p.a. (variable), so when borrowing £1,200 the Representative APR will be 35.90% (variable).

Vanquis | Aquis credit card
29.8% APR
0% for 0 months
Purchase rate
None

32.2

We don't have any reviews for Vanquis | Aquis credit card.
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Average customer rating
4.6 out of 5
Key Facts

Highlights

  • Manageable initial limit of £1,000
  • Credit limit increases with trustworthiness
  • Manage the card online
  • Decision within one minute
  • Contactless payment

Minimum requirements

  • You must be aged at least 18
  • You need to be a UK resident
  • No bankruptcy

Representative Example: The standard interest rate on purchases is 29.84% p.a. (variable), so when borrowing £1,000 the Representative APR will be 29.80% (variable).

 

Capital One | Balance Plus credit card
24.9% APR
0% for 3 months
Purchase rate
None

38.4

We don't have any reviews for Capital One | Balance Plus credit card.
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Average customer rating
2.6 out of 5
Key Facts

Highlights

  • Competitive representative APR
  • Online account management portal
  • Limit up to £12,000 available
  • Balance transfers at a constant rate of 6.94%

Minimum requirements

  • You need to be aged 21 or over
  • You should be a homeowner
  • You need to have an income greater than £20,000 per year
  • No past missed payments, no CCJs and no defaults
  • You must have had credit in the past

Representative Example: The standard interest rate on purchases is 19.94% p.a. (variable), so when borrowing £1,200 the Representative APR will be 19.9% (variable).

Black Diamond | Visa credit card
59.9% APR
0% for 2 months
Purchase rate
None

30.1

We don't have any reviews for Black Diamond | Visa credit card.
Write the first review
Average customer rating
4.0 out of 5
Key Facts

Highlights

  • Up to 56 days’ interest free on purchases
  • Free fraud monitoring
  • Free additional cardholder
  • Widely accepted both in the UK and abroad

Minimum requirements

  • You must be over 18
  • You need to be a UK resident
  • You must have a landline phone number

Representative Example: The standard interest rate on purchases is 59.94% p.a. (variable), so when borrowing £1,200 the Representative APR will be 59.9% (variable).

Natwest | Student credit card
18.9% APR
0% for 2 months
Purchase rate
None

33.2

We don't have any reviews for Natwest | Student credit card.
Write the first review
Average customer rating
1.8 out of 5
Key Facts

Highlights

  • £500 credit limit
  • Up to 56 days’ interest free on purchases
  • Email and text reminders
  • Online and mobile management of the card
  • Use the card anywhere with the MasterCard logo

Minimum requirements

  • You must be aged 18 or over
  • You need to be a UK resident
  • You must have a NatWest Student Current Account

Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable), so when borrowing £500 the Representative APR will be 18.9% (variable).

HSBC | Student credit card
18.9% APR
0% for 56 months
Purchase rate
None

43.6

Ok
We don't have any reviews for HSBC | Student credit card.
Write the first review
Average customer rating
1.3 out of 5
Key Facts

Highlights

  • Competitive representative APR of 18.9%
  • Manage the card with online banking
  • 24 hour worldwide assistance
  • No annual fee

Minimum requirements

  • You must be aged 18 or over
  • You must have been a resident of the UK, Channel Islands or Isle of Man for at least 3 years
  • You must not have a student account with another bank
  • You must be/or are intending to be a university, college or part time student
  • You must be able to provide proof of your educational acceptance

Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so when borrowing £1,200 the Representative APR will be 18.9% (variable).

RBS | Student credit card
18.9% APR
0% for 2 months
Purchase rate
None

33.7

We don't have any reviews for RBS | Student credit card.
Write the first review
Average customer rating
1.9 out of 5
Key Facts

Highlights

  • £500 credit limit
  • Up to 56 days’ interest free on purchases
  • Email and text reminders
  • Online and mobile management of the card
  • Use the card anywhere with the MasterCard logo

Minimum requirements

  • You must be aged 18 or over
  • You need to be a UK resident
  • You must have an RBS Student Current Account

Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so when borrowing £500 the Representative APR will be 18.9% (variable).

Vanquis | Visa credit card
39.9% APR
0% for 0 months
Purchase rate
None

33.7

We don't have any reviews for Vanquis | Visa credit card.
Write the first review
Average customer rating
4.6 out of 5
Key Facts

Highlights

  • Capped initial credit limit of £1,000
  • Increase limit over time to £4,000
  • Aimed at those with bad credit
  • Manage the account online
  • Email alerts before payment due dates
  • Contactless payment

Minimum requirements

  • You must be aged at least 18
  • You need to be a UK resident
  • No bankruptcy

Representative Example: The standard interest rate on purchases is 39.94% p.a. (variable), so when borrowing £1,200 the Representative APR will be 39.9% (variable).

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