Spotcap

72 reviews

24.2% Representative

Will lend between: £50,000 - £350,000

Over: 1 - 24 Months

Representative example: If you borrow £100,000 over 12 months at a Representative rate of 24.2% APR and an annual interest rate of 1.40% (fixed), you would pay 12 monthly instalments of £9,111.00. The total charge for credit will be £9,332.00 and the total amount payable will be £109,332.00. This is a fully unsecured facility with no Personal or Directors Guarantee required for our Business Loans.

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Spotcap customer reviews.

72 reviews

5.0 out of 5 stars

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About Spotcap

Spotcap is an innovative online lender for small and medium-sized businesses. The company was founded in 2014 and provide fully unsecured business loans up to £350,000. They use technology to make the lending process straightforward and swift. Spotcap base their decision on recent business performance rather than business plans and forecasts. 

Customers only pay interest on what they borrow, plus a one-time arrangement fee, with no early repayment charges. If you qualify for a Spotcap line of credit, you pay nothing until you draw down funds and get a business loan. Should a change in circumstances mean that you no longer require the finance for which you have been approved, you can simply choose not to draw down any funds, and pay nothing.

Company information

Registration number: 09351116

www.spotcap.co.uk

02038831407

Regal House, 14 St James Street, London WC2E 8BU

FCA registration

Reference No: 661094

Trading names: Spotcap UK Ltd, Spotcap Netherlands B.V,

Place of business: Regal House, 14 St James Street, London WC2E 8BU

Data protection registration

Registration No: ZA121915

Data controller: Spotcap UK Ltd

Address: Regal House, 14 St James Street, London WC2E 8BU

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